A
Genesee Valley Federal Credit Union
GeneseoNY
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Genesee Valley Federal Credit Union
Geneseo, NY
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.50
Profitability Index 10.00
Stability Index 8.00
Company Info Genesee Valley Federal Credit Union
Geneseo, NY
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NCUA Charter Number 3684
Phone Number (585) 243-1500
Website www.geneseevalleyfcu.com
Asset Quality Genesee Valley Federal Credit Union
Geneseo, NY
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1-Year Asset Growth 10.90%
5-Year Asset Growth 11.18%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.15%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.22%
Non-Performing Loans to Loans 0.07%
Balance Sheet Genesee Valley Federal Credit Union
Geneseo, NY
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Total Assets 167.31M
Total Deposits 139.74M
Capital and Reserves Genesee Valley Federal Credit Union
Geneseo, NY
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Capital 26.49M
Leverage Ratio 15.90
Loan Loss Reserves to Loans 0.54%
Liquidity Genesee Valley Federal Credit Union
Geneseo, NY
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Hot Money Ratio 10.35%
Liquidity Ratio 31.29%
Profitability Genesee Valley Federal Credit Union
Geneseo, NY
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5-Year Return on Average Assets 1.80%
Net Income 3.31M
Net Interest Spread 5.00%
Operating Profit to Average Assets 2.79%
Overhead Efficiency Ratio 48.91%
Return on Assets 2.70%
Return on Equity 17.79%