| Weiss Ratings |
Home Town Federal Credit Union
Owatonna, MN |
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| Rating | ||||
| Asset Quality Index | 6.00 | |||
| Capitalization Index | 5.60 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 3.80 | |||
| Stability Index | 4.70 | |||
| Company Info |
Home Town Federal Credit Union
Owatonna, MN |
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| NCUA Charter Number | 3686 | |||
| Phone Number | (507) 451-3798 | |||
| Website | www.hometowncu.coop | |||
| Asset Quality |
Home Town Federal Credit Union
Owatonna, MN |
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| 1-Year Asset Growth | 1.00% | |||
| 5-Year Asset Growth | 8.95% | |||
| 5-Year Charge-Offs to Average Loans | 0.22% | |||
| Charge-Offs to Average Loans | 0.42% | |||
| Non-Performing Assets to Assets | 0.64% | |||
| Non-Performing Loans to Capital | 7.34% | |||
| Non-Performing Loans to Loans | 0.83% | |||
| Balance Sheet |
Home Town Federal Credit Union
Owatonna, MN |
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| Total Assets | 282.21M | |||
| Total Deposits | 256.62M | |||
| Capital and Reserves |
Home Town Federal Credit Union
Owatonna, MN |
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| Capital | 22.53M | |||
| Leverage Ratio | 9.09 | |||
| Loan Loss Reserves to Loans | 1.04% | |||
| Liquidity |
Home Town Federal Credit Union
Owatonna, MN |
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| Hot Money Ratio | 12.06% | |||
| Liquidity Ratio | 18.51% | |||
| Profitability |
Home Town Federal Credit Union
Owatonna, MN |
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| 5-Year Return on Average Assets | 0.72% | |||
| Net Income | 411.00K | |||
| Net Interest Spread | 4.10% | |||
| Operating Profit to Average Assets | 1.12% | |||
| Overhead Efficiency Ratio | 75.84% | |||
| Return on Assets | 0.60% | |||
| Return on Equity | 7.49% | |||