West Side Baptist Church Federal Credit Union

Saint Louis, MO

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

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Weiss Ratings	West Side Baptist Church Federal Credit Union Saint Louis, MO	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	9.40
Capitalization Index	10.00
Liquidity Index	8.70
Profitability Index	6.30
Stability Index	5.00

Company Info	West Side Baptist Church Federal Credit Union Saint Louis, MO	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3687
Phone Number	(314) 535-9002x218
Website	--

Asset Quality	West Side Baptist Church Federal Credit Union Saint Louis, MO	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-6.52%
5-Year Asset Growth	5.04%
5-Year Charge-Offs to Average Loans	0.42%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.78%
Non-Performing Loans to Capital	0.00%
Non-Performing Loans to Loans	0.00%

Balance Sheet	West Side Baptist Church Federal Credit Union Saint Louis, MO	Click to Compare	Click to Compare	Click to Compare
Total Assets	387.00K
Total Deposits	329.00K

Capital and Reserves	West Side Baptist Church Federal Credit Union Saint Louis, MO	Click to Compare	Click to Compare	Click to Compare
Capital	54.00K
Leverage Ratio	13.95
Loan Loss Reserves to Loans	2.94%

Liquidity	West Side Baptist Church Federal Credit Union Saint Louis, MO	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	102.51%

Profitability	West Side Baptist Church Federal Credit Union Saint Louis, MO	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	-0.50%
Net Income	4.00K
Net Interest Spread	46.15%
Operating Profit to Average Assets	2.09%
Overhead Efficiency Ratio	75.00%
Return on Assets	2.09%
Return on Equity	15.09%