West Side Baptist Church Federal Credit Union

Saint Louis, MO

Rating Date

December 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

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Weiss Ratings	West Side Baptist Church Federal Credit Union Saint Louis, MO	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	10.00
Capitalization Index	10.00
Liquidity Index	8.70
Profitability Index	8.60
Stability Index	5.50

Company Info	West Side Baptist Church Federal Credit Union Saint Louis, MO	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3687
Phone Number	(314) 535-9002x218
Website	--

Asset Quality	West Side Baptist Church Federal Credit Union Saint Louis, MO	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-7.02%
5-Year Asset Growth	5.04%
5-Year Charge-Offs to Average Loans	0.42%
Charge-Offs to Average Loans	7.41%
Non-Performing Assets to Assets	0.00%
Non-Performing Loans to Capital	0.00%
Non-Performing Loans to Loans	0.00%

Balance Sheet	West Side Baptist Church Federal Credit Union Saint Louis, MO	Click to Compare	Click to Compare	Click to Compare
Total Assets	384.00K
Total Deposits	324.00K

Capital and Reserves	West Side Baptist Church Federal Credit Union Saint Louis, MO	Click to Compare	Click to Compare	Click to Compare
Capital	53.00K
Leverage Ratio	14.06
Loan Loss Reserves to Loans	0.00%

Liquidity	West Side Baptist Church Federal Credit Union Saint Louis, MO	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	103.03%

Profitability	West Side Baptist Church Federal Credit Union Saint Louis, MO	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	-0.50%
Net Income	4.00K
Net Interest Spread	42.11%
Operating Profit to Average Assets	1.39%
Overhead Efficiency Ratio	50.00%
Return on Assets	1.39%
Return on Equity	10.06%