| Weiss Ratings |
Ulster Federal Credit Union
Kingston, NY |
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| Rating | ||||
| Asset Quality Index | 6.60 | |||
| Capitalization Index | 0.30 | |||
| Liquidity Index | 6.40 | |||
| Profitability Index | 7.40 | |||
| Stability Index | 3.40 | |||
| Company Info |
Ulster Federal Credit Union
Kingston, NY |
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| NCUA Charter Number | 3689 | |||
| Phone Number | (845) 339-5544 | |||
| Website | www.ulsfedcu.org | |||
| Asset Quality |
Ulster Federal Credit Union
Kingston, NY |
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| 1-Year Asset Growth | -3.56% | |||
| 5-Year Asset Growth | 4.53% | |||
| 5-Year Charge-Offs to Average Loans | 0.47% | |||
| Charge-Offs to Average Loans | 0.40% | |||
| Non-Performing Assets to Assets | 0.47% | |||
| Non-Performing Loans to Capital | 10.61% | |||
| Non-Performing Loans to Loans | 0.99% | |||
| Balance Sheet |
Ulster Federal Credit Union
Kingston, NY |
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| Total Assets | 156.73M | |||
| Total Deposits | 150.91M | |||
| Capital and Reserves |
Ulster Federal Credit Union
Kingston, NY |
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| Capital | 5.62M | |||
| Leverage Ratio | 9.90 | |||
| Loan Loss Reserves to Loans | 2.89% | |||
| Liquidity |
Ulster Federal Credit Union
Kingston, NY |
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| Hot Money Ratio | 2.41% | |||
| Liquidity Ratio | 37.82% | |||
| Profitability |
Ulster Federal Credit Union
Kingston, NY |
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| 5-Year Return on Average Assets | 0.54% | |||
| Net Income | 628.00K | |||
| Net Interest Spread | 4.53% | |||
| Operating Profit to Average Assets | 1.46% | |||
| Overhead Efficiency Ratio | 66.23% | |||
| Return on Assets | 1.60% | |||
| Return on Equity | 44.61% | |||