| Weiss Ratings |
Ulster Federal Credit Union
Kingston, NY |
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| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 4.10 | |||
| Liquidity Index | 6.60 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 3.60 | |||
| Company Info |
Ulster Federal Credit Union
Kingston, NY |
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| NCUA Charter Number | 3689 | |||
| Phone Number | (845) 339-5544 | |||
| Website | www.ulsfedcu.org | |||
| Asset Quality |
Ulster Federal Credit Union
Kingston, NY |
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| 1-Year Asset Growth | 6.56% | |||
| 5-Year Asset Growth | 4.07% | |||
| 5-Year Charge-Offs to Average Loans | 0.48% | |||
| Charge-Offs to Average Loans | 0.14% | |||
| Non-Performing Assets to Assets | 0.35% | |||
| Non-Performing Loans to Capital | 4.93% | |||
| Non-Performing Loans to Loans | 0.66% | |||
| Balance Sheet |
Ulster Federal Credit Union
Kingston, NY |
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| Total Assets | 166.84M | |||
| Total Deposits | 155.74M | |||
| Capital and Reserves |
Ulster Federal Credit Union
Kingston, NY |
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| Capital | 10.76M | |||
| Leverage Ratio | 10.69 | |||
| Loan Loss Reserves to Loans | 2.41% | |||
| Liquidity |
Ulster Federal Credit Union
Kingston, NY |
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| Hot Money Ratio | 6.73% | |||
| Liquidity Ratio | 38.73% | |||
| Profitability |
Ulster Federal Credit Union
Kingston, NY |
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| 5-Year Return on Average Assets | 0.67% | |||
| Net Income | 1.05M | |||
| Net Interest Spread | 4.18% | |||
| Operating Profit to Average Assets | 0.72% | |||
| Overhead Efficiency Ratio | 81.50% | |||
| Return on Assets | 0.85% | |||
| Return on Equity | 15.31% | |||