C
Ulster Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Ulster Federal Credit Union
Kingston, NY
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Rating C
Asset Quality Index 7.70
Capitalization Index 3.30
Liquidity Index 6.30
Profitability Index 7.20
Stability Index 3.60
Company Info Ulster Federal Credit Union
Kingston, NY
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NCUA Charter Number 3689
Phone Number (845) 339-5544
Website www.ulsfedcu.org
Asset Quality Ulster Federal Credit Union
Kingston, NY
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1-Year Asset Growth 4.01%
5-Year Asset Growth 4.07%
5-Year Charge-Offs to Average Loans 0.48%
Charge-Offs to Average Loans 0.27%
Non-Performing Assets to Assets 0.32%
Non-Performing Loans to Capital 5.26%
Non-Performing Loans to Loans 0.56%
Balance Sheet Ulster Federal Credit Union
Kingston, NY
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Total Assets 163.02M
Total Deposits 153.55M
Capital and Reserves Ulster Federal Credit Union
Kingston, NY
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Capital 9.13M
Leverage Ratio 10.63
Loan Loss Reserves to Loans 2.36%
Liquidity Ulster Federal Credit Union
Kingston, NY
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Hot Money Ratio 4.52%
Liquidity Ratio 34.48%
Profitability Ulster Federal Credit Union
Kingston, NY
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5-Year Return on Average Assets 0.67%
Net Income 541.00K
Net Interest Spread 4.25%
Operating Profit to Average Assets 0.83%
Overhead Efficiency Ratio 79.21%
Return on Assets 1.35%
Return on Equity 26.50%