C
Spokane Teachers Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Spokane Teachers Credit Union
Liberty Lake, WA
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Rating C
Asset Quality Index 9.20
Capitalization Index 6.10
Liquidity Index 1.70
Profitability Index 4.10
Stability Index 5.80
Company Info Spokane Teachers Credit Union
Liberty Lake, WA
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NCUA Charter Number 369
Phone Number (509) 326-1954
Website www.stcu.org
Asset Quality Spokane Teachers Credit Union
Liberty Lake, WA
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1-Year Asset Growth 7.83%
5-Year Asset Growth 12.17%
5-Year Charge-Offs to Average Loans 0.41%
Charge-Offs to Average Loans 0.84%
Non-Performing Assets to Assets 0.33%
Non-Performing Loans to Capital 2.85%
Non-Performing Loans to Loans 0.32%
Balance Sheet Spokane Teachers Credit Union
Liberty Lake, WA
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Total Assets 6.34B
Total Deposits 5.35B
Capital and Reserves Spokane Teachers Credit Union
Liberty Lake, WA
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Capital 514.28M
Leverage Ratio 9.88
Loan Loss Reserves to Loans 1.16%
Liquidity Spokane Teachers Credit Union
Liberty Lake, WA
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Hot Money Ratio 11.36%
Liquidity Ratio 6.16%
Profitability Spokane Teachers Credit Union
Liberty Lake, WA
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5-Year Return on Average Assets 0.86%
Net Income 8.60M
Net Interest Spread 3.46%
Operating Profit to Average Assets 0.76%
Overhead Efficiency Ratio 74.17%
Return on Assets 0.29%
Return on Equity 3.40%