B
Navy Federal Credit Union
ViennaVA
Rating Date
March 2024
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Major Rating Factors: Operating profits as a percentage of assets at 2.7%, coupled with a return on assets of 0.8 has resulted in Excellent (7.4) profitability. A current level of 10.8 percent of nonperforming loans to core capital combined with 8.6 percent from a year earlier contributes to the Good asset quality (6.6).
Other Rating Factors: Good current capitalization (6.1 on a scale of 0 to 10) based on a net capital to total assets of 8.5 and a net worth ratio of 11.7. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10).
Asset Mix: Consumer loans (39%), home mtgs (29%), securities (0%), other (32%)
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Corporate Info
Address
820 Follin Lane, SE
Vienna, VA 22180
Phone Number
(888) 842-6328
NCUA Charter Number
Weiss Ratings