Commodore Perry Federal Credit Union
Major Rating Factors:
Good current capitalization (6.5 on a scale of 0 to 10) based on a net capital to total assets of 9.0 and a net worth ratio of 10.2. A current level of 12.7 percent of nonperforming loans to core capital contributes to the Good asset quality (6.4).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.0 on a scale of 0 to 10). Weak liquidity 2.9, driven by a liquidity ratio of 10.1 percent and a “hot money” ratio of 4.2 percent.
Asset Mix:
Consumer loans (28%), home mtgs (20%), securities (12%), comm loans (5%), other (36%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1016 South State
Oak Harbor, OH 43449
Oak Harbor, OH 43449
Phone Number
(419) 898-3366
NCUA Charter Number
Website
Largest Competitors
Beavercreek, OH
Cincinnati, OH
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