E
PHI Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings PHI Federal Credit Union
Lafayette, LA
Click to
Compare
Click to
Compare
Click to
Compare
Rating E
Asset Quality Index 4.50
Capitalization Index 5.60
Liquidity Index 4.00
Profitability Index 0.80
Stability Index 2.30
Company Info PHI Federal Credit Union
Lafayette, LA
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 3714
Phone Number (337) 233-2274
Website www.phifcu.com
Asset Quality PHI Federal Credit Union
Lafayette, LA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -13.35%
5-Year Asset Growth -4.56%
5-Year Charge-Offs to Average Loans 0.47%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.60%
Non-Performing Loans to Capital 7.17%
Non-Performing Loans to Loans 0.82%
Balance Sheet PHI Federal Credit Union
Lafayette, LA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 5.48M
Total Deposits 4.97M
Capital and Reserves PHI Federal Credit Union
Lafayette, LA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 436.00K
Leverage Ratio 7.95
Loan Loss Reserves to Loans 0.60%
Liquidity PHI Federal Credit Union
Lafayette, LA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 0.00%
Liquidity Ratio 22.67%
Profitability PHI Federal Credit Union
Lafayette, LA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets -0.66%
Net Income -15.00K
Net Interest Spread 4.82%
Operating Profit to Average Assets -0.38%
Overhead Efficiency Ratio 104.55%
Return on Assets -0.36%
Return on Equity -4.50%