| Weiss Ratings |
Oswego County Federal Credit Union
Oswego, NY |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 9.40 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 5.20 | |||
| Stability Index | 7.50 | |||
| Company Info |
Oswego County Federal Credit Union
Oswego, NY |
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| NCUA Charter Number | 3718 | |||
| Phone Number | (315) 343-7822 | |||
| Website | oswegofcu.org | |||
| Asset Quality |
Oswego County Federal Credit Union
Oswego, NY |
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| 1-Year Asset Growth | 7.22% | |||
| 5-Year Asset Growth | 7.08% | |||
| 5-Year Charge-Offs to Average Loans | 0.69% | |||
| Charge-Offs to Average Loans | 0.44% | |||
| Non-Performing Assets to Assets | 0.62% | |||
| Non-Performing Loans to Capital | 5.21% | |||
| Non-Performing Loans to Loans | 0.86% | |||
| Balance Sheet |
Oswego County Federal Credit Union
Oswego, NY |
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| Total Assets | 142.98M | |||
| Total Deposits | 125.75M | |||
| Capital and Reserves |
Oswego County Federal Credit Union
Oswego, NY |
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| Capital | 15.96M | |||
| Leverage Ratio | 11.21 | |||
| Loan Loss Reserves to Loans | 1.05% | |||
| Liquidity |
Oswego County Federal Credit Union
Oswego, NY |
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| Hot Money Ratio | 7.88% | |||
| Liquidity Ratio | 26.36% | |||
| Profitability |
Oswego County Federal Credit Union
Oswego, NY |
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| 5-Year Return on Average Assets | 1.21% | |||
| Net Income | 273.00K | |||
| Net Interest Spread | 5.54% | |||
| Operating Profit to Average Assets | 0.78% | |||
| Overhead Efficiency Ratio | 88.14% | |||
| Return on Assets | 0.78% | |||
| Return on Equity | 6.90% | |||