B
Oswego County Federal Credit Union
OswegoNY
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Oswego County Federal Credit Union
Oswego, NY
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Rating B
Asset Quality Index 6.60
Capitalization Index 9.10
Liquidity Index 3.10
Profitability Index 7.80
Stability Index 6.30
Company Info Oswego County Federal Credit Union
Oswego, NY
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NCUA Charter Number 3718
Phone Number (315) 343-7822
Website oswegofcu.org
Asset Quality Oswego County Federal Credit Union
Oswego, NY
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1-Year Asset Growth 1.51%
5-Year Asset Growth 8.40%
5-Year Charge-Offs to Average Loans 0.70%
Charge-Offs to Average Loans 0.51%
Non-Performing Assets to Assets 1.24%
Non-Performing Loans to Capital 10.58%
Non-Performing Loans to Loans 1.60%
Balance Sheet Oswego County Federal Credit Union
Oswego, NY
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Total Assets 133.35M
Total Deposits 116.60M
Capital and Reserves Oswego County Federal Credit Union
Oswego, NY
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Capital 14.56M
Leverage Ratio 11.09
Loan Loss Reserves to Loans 1.08%
Liquidity Oswego County Federal Credit Union
Oswego, NY
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Hot Money Ratio 8.17%
Liquidity Ratio 19.41%
Profitability Oswego County Federal Credit Union
Oswego, NY
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5-Year Return on Average Assets 1.21%
Net Income 483.00K
Net Interest Spread 5.74%
Operating Profit to Average Assets 1.48%
Overhead Efficiency Ratio 75.62%
Return on Assets 1.48%
Return on Equity 13.53%