| Weiss Ratings |
Oswego County Federal Credit Union
Oswego, NY |
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| Rating | ||||
| Asset Quality Index | 6.60 | |||
| Capitalization Index | 9.70 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 7.50 | |||
| Stability Index | 6.30 | |||
| Company Info |
Oswego County Federal Credit Union
Oswego, NY |
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| NCUA Charter Number | 3718 | |||
| Phone Number | (315) 343-7822 | |||
| Website | oswegofcu.org | |||
| Asset Quality |
Oswego County Federal Credit Union
Oswego, NY |
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| 1-Year Asset Growth | 6.03% | |||
| 5-Year Asset Growth | 8.40% | |||
| 5-Year Charge-Offs to Average Loans | 0.70% | |||
| Charge-Offs to Average Loans | 0.59% | |||
| Non-Performing Assets to Assets | 1.28% | |||
| Non-Performing Loans to Capital | 10.53% | |||
| Non-Performing Loans to Loans | 1.66% | |||
| Balance Sheet |
Oswego County Federal Credit Union
Oswego, NY |
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| Total Assets | 135.64M | |||
| Total Deposits | 119.45M | |||
| Capital and Reserves |
Oswego County Federal Credit Union
Oswego, NY |
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| Capital | 15.38M | |||
| Leverage Ratio | 11.42 | |||
| Loan Loss Reserves to Loans | 1.07% | |||
| Liquidity |
Oswego County Federal Credit Union
Oswego, NY |
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| Hot Money Ratio | 9.48% | |||
| Liquidity Ratio | 19.65% | |||
| Profitability |
Oswego County Federal Credit Union
Oswego, NY |
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| 5-Year Return on Average Assets | 1.21% | |||
| Net Income | 1.19M | |||
| Net Interest Spread | 5.83% | |||
| Operating Profit to Average Assets | 1.63% | |||
| Overhead Efficiency Ratio | 77.93% | |||
| Return on Assets | 1.18% | |||
| Return on Equity | 10.74% | |||