B
Engage Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Engage Federal Credit Union
Natchitoches, LA
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Rating B
Asset Quality Index 7.00
Capitalization Index 10.00
Liquidity Index 3.90
Profitability Index 7.80
Stability Index 5.70
Company Info Engage Federal Credit Union
Natchitoches, LA
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NCUA Charter Number 3725
Phone Number (318) 238-7762
Website www.engagefcu.org
Asset Quality Engage Federal Credit Union
Natchitoches, LA
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1-Year Asset Growth 29.78%
5-Year Asset Growth 12.50%
5-Year Charge-Offs to Average Loans 0.35%
Charge-Offs to Average Loans 0.59%
Non-Performing Assets to Assets 0.95%
Non-Performing Loans to Capital 4.40%
Non-Performing Loans to Loans 1.27%
Balance Sheet Engage Federal Credit Union
Natchitoches, LA
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Total Assets 28.41M
Total Deposits 22.38M
Capital and Reserves Engage Federal Credit Union
Natchitoches, LA
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Capital 6.01M
Leverage Ratio 19.83
Loan Loss Reserves to Loans 0.57%
Liquidity Engage Federal Credit Union
Natchitoches, LA
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Hot Money Ratio 0.00%
Liquidity Ratio 32.49%
Profitability Engage Federal Credit Union
Natchitoches, LA
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5-Year Return on Average Assets 3.39%
Net Income 238.00K
Net Interest Spread 6.32%
Operating Profit to Average Assets 2.13%
Overhead Efficiency Ratio 72.76%
Return on Assets 1.90%
Return on Equity 8.35%