B
Engage Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Engage Federal Credit Union
Natchitoches, LA
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Rating B
Asset Quality Index 7.50
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 10.00
Stability Index 7.00
Company Info Engage Federal Credit Union
Natchitoches, LA
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NCUA Charter Number 3725
Phone Number (318) 238-7762
Website www.engagefcu.org
Asset Quality Engage Federal Credit Union
Natchitoches, LA
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1-Year Asset Growth 23.03%
5-Year Asset Growth 12.50%
5-Year Charge-Offs to Average Loans 0.35%
Charge-Offs to Average Loans 0.62%
Non-Performing Assets to Assets 0.79%
Non-Performing Loans to Capital 3.45%
Non-Performing Loans to Loans 0.89%
Balance Sheet Engage Federal Credit Union
Natchitoches, LA
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Total Assets 27.34M
Total Deposits 21.24M
Capital and Reserves Engage Federal Credit Union
Natchitoches, LA
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Capital 6.09M
Leverage Ratio 21.55
Loan Loss Reserves to Loans 0.81%
Liquidity Engage Federal Credit Union
Natchitoches, LA
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Hot Money Ratio 0.00%
Liquidity Ratio 33.08%
Profitability Engage Federal Credit Union
Natchitoches, LA
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5-Year Return on Average Assets 3.39%
Net Income 495.00K
Net Interest Spread 6.27%
Operating Profit to Average Assets 2.70%
Overhead Efficiency Ratio 67.08%
Return on Assets 2.54%
Return on Equity 11.35%