C
Vah Lyons Employees Federal Credit Union
LyonsNJ
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Vah Lyons Employees Federal Credit Union
Lyons, NJ
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Rating C
Asset Quality Index 9.10
Capitalization Index 10.00
Liquidity Index 5.10
Profitability Index 0.00
Stability Index 4.90
Company Info Vah Lyons Employees Federal Credit Union
Lyons, NJ
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NCUA Charter Number 3728
Phone Number (908) 647-6952
Website vahlyonsefcu.org
Asset Quality Vah Lyons Employees Federal Credit Union
Lyons, NJ
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1-Year Asset Growth -2.49%
5-Year Asset Growth -6.36%
5-Year Charge-Offs to Average Loans 1.31%
Charge-Offs to Average Loans 4.94%
Non-Performing Assets to Assets 0.56%
Non-Performing Loans to Capital 3.33%
Non-Performing Loans to Loans 2.88%
Balance Sheet Vah Lyons Employees Federal Credit Union
Lyons, NJ
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Total Assets 28.01M
Total Deposits 23.70M
Capital and Reserves Vah Lyons Employees Federal Credit Union
Lyons, NJ
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Capital 4.29M
Leverage Ratio 17.14
Loan Loss Reserves to Loans 7.26%
Liquidity Vah Lyons Employees Federal Credit Union
Lyons, NJ
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Hot Money Ratio 3.61%
Liquidity Ratio 25.39%
Profitability Vah Lyons Employees Federal Credit Union
Lyons, NJ
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5-Year Return on Average Assets -0.19%
Net Income -323.00K
Net Interest Spread 2.19%
Operating Profit to Average Assets -0.49%
Overhead Efficiency Ratio 121.49%
Return on Assets -1.56%
Return on Equity -10.41%