Port of Hampton Roads I L A Federal Credit Union

Norfolk, VA

Rating Date

December 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Port of Hampton Roads I L A Federal Credit Union Norfolk, VA	Click to Compare	Click to Compare	Click to Compare
Rating	E
Asset Quality Index	9.90
Capitalization Index	5.00
Liquidity Index	6.40
Profitability Index	1.00
Stability Index	1.00

Company Info	Port of Hampton Roads I L A Federal Credit Union Norfolk, VA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3730
Phone Number	(757) 423-2185
Website	www.ilafcu.org

Asset Quality	Port of Hampton Roads I L A Federal Credit Union Norfolk, VA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	3.85%
5-Year Asset Growth	4.80%
5-Year Charge-Offs to Average Loans	-0.13%
Charge-Offs to Average Loans	-0.37%
Non-Performing Assets to Assets	0.01%
Non-Performing Loans to Capital	0.16%
Non-Performing Loans to Loans	0.03%

Balance Sheet	Port of Hampton Roads I L A Federal Credit Union Norfolk, VA	Click to Compare	Click to Compare	Click to Compare
Total Assets	7.83M
Total Deposits	7.24M

Capital and Reserves	Port of Hampton Roads I L A Federal Credit Union Norfolk, VA	Click to Compare	Click to Compare	Click to Compare
Capital	579.00K
Leverage Ratio	7.39
Loan Loss Reserves to Loans	1.10%

Liquidity	Port of Hampton Roads I L A Federal Credit Union Norfolk, VA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	34.83%

Profitability	Port of Hampton Roads I L A Federal Credit Union Norfolk, VA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	-1.06%
Net Income	-19.00K
Net Interest Spread	5.97%
Operating Profit to Average Assets	-0.31%
Overhead Efficiency Ratio	104.76%
Return on Assets	-0.31%
Return on Equity	-4.32%