| Weiss Ratings |
ELCO Federal Credit Union
Elberton, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.50 | |||
| Profitability Index | 9.40 | |||
| Stability Index | 5.00 | |||
| Company Info |
ELCO Federal Credit Union
Elberton, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 3734 | |||
| Phone Number | (706) 213-4186 | |||
| Website | -- | |||
| Asset Quality |
ELCO Federal Credit Union
Elberton, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 7.00% | |||
| 5-Year Asset Growth | 8.14% | |||
| 5-Year Charge-Offs to Average Loans | 0.19% | |||
| Charge-Offs to Average Loans | 0.78% | |||
| Non-Performing Assets to Assets | 0.89% | |||
| Non-Performing Loans to Capital | 4.28% | |||
| Non-Performing Loans to Loans | 0.99% | |||
| Balance Sheet |
ELCO Federal Credit Union
Elberton, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 5.12M | |||
| Total Deposits | 4.04M | |||
| Capital and Reserves |
ELCO Federal Credit Union
Elberton, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 1.01M | |||
| Leverage Ratio | 19.64 | |||
| Loan Loss Reserves to Loans | 1.95% | |||
| Liquidity |
ELCO Federal Credit Union
Elberton, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 3.20% | |||
| Liquidity Ratio | 37.55% | |||
| Profitability |
ELCO Federal Credit Union
Elberton, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.19% | |||
| Net Income | 57.00K | |||
| Net Interest Spread | 5.55% | |||
| Operating Profit to Average Assets | 1.52% | |||
| Overhead Efficiency Ratio | 58.60% | |||
| Return on Assets | 1.55% | |||
| Return on Equity | 7.83% | |||