| Weiss Ratings |
ELCO Federal Credit Union
Elberton, GA |
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| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.50 | |||
| Profitability Index | 8.00 | |||
| Stability Index | 5.00 | |||
| Company Info |
ELCO Federal Credit Union
Elberton, GA |
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| NCUA Charter Number | 3734 | |||
| Phone Number | (706) 213-4186 | |||
| Website | -- | |||
| Asset Quality |
ELCO Federal Credit Union
Elberton, GA |
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| 1-Year Asset Growth | 5.58% | |||
| 5-Year Asset Growth | 9.09% | |||
| 5-Year Charge-Offs to Average Loans | 0.42% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.39% | |||
| Non-Performing Loans to Capital | 1.87% | |||
| Non-Performing Loans to Loans | 0.57% | |||
| Balance Sheet |
ELCO Federal Credit Union
Elberton, GA |
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| Total Assets | 4.60M | |||
| Total Deposits | 3.64M | |||
| Capital and Reserves |
ELCO Federal Credit Union
Elberton, GA |
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| Capital | 907.00K | |||
| Leverage Ratio | 19.73 | |||
| Loan Loss Reserves to Loans | 1.77% | |||
| Liquidity |
ELCO Federal Credit Union
Elberton, GA |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 36.46% | |||
| Profitability |
ELCO Federal Credit Union
Elberton, GA |
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| 5-Year Return on Average Assets | 1.14% | |||
| Net Income | 12.00K | |||
| Net Interest Spread | 5.20% | |||
| Operating Profit to Average Assets | 1.14% | |||
| Overhead Efficiency Ratio | 76.79% | |||
| Return on Assets | 1.05% | |||
| Return on Equity | 5.33% | |||