| Weiss Ratings |
Circle Federal Credit Union
Niles, MI |
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| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 6.10 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 5.40 | |||
| Stability Index | 6.20 | |||
| Company Info |
Circle Federal Credit Union
Niles, MI |
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| NCUA Charter Number | 3738 | |||
| Phone Number | (269) 684-6005 | |||
| Website | www.circlefcu.org | |||
| Asset Quality |
Circle Federal Credit Union
Niles, MI |
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| 1-Year Asset Growth | 5.72% | |||
| 5-Year Asset Growth | 8.74% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.70% | |||
| Non-Performing Loans to Capital | 8.00% | |||
| Non-Performing Loans to Loans | 0.95% | |||
| Balance Sheet |
Circle Federal Credit Union
Niles, MI |
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| Total Assets | 109.08M | |||
| Total Deposits | 98.65M | |||
| Capital and Reserves |
Circle Federal Credit Union
Niles, MI |
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| Capital | 9.28M | |||
| Leverage Ratio | 8.58 | |||
| Loan Loss Reserves to Loans | 0.26% | |||
| Liquidity |
Circle Federal Credit Union
Niles, MI |
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| Hot Money Ratio | 11.38% | |||
| Liquidity Ratio | 24.12% | |||
| Profitability |
Circle Federal Credit Union
Niles, MI |
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| 5-Year Return on Average Assets | 0.69% | |||
| Net Income | 1.04M | |||
| Net Interest Spread | 3.53% | |||
| Operating Profit to Average Assets | 0.98% | |||
| Overhead Efficiency Ratio | 78.04% | |||
| Return on Assets | 0.96% | |||
| Return on Equity | 11.92% | |||