| Weiss Ratings |
Circle Federal Credit Union
Niles, MI |
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| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 6.10 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 6.20 | |||
| Stability Index | 6.00 | |||
| Company Info |
Circle Federal Credit Union
Niles, MI |
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| NCUA Charter Number | 3738 | |||
| Phone Number | (269) 684-6005 | |||
| Website | www.circlefcu.org | |||
| Asset Quality |
Circle Federal Credit Union
Niles, MI |
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| 1-Year Asset Growth | 6.45% | |||
| 5-Year Asset Growth | 8.74% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.08% | |||
| Non-Performing Assets to Assets | 0.36% | |||
| Non-Performing Loans to Capital | 4.18% | |||
| Non-Performing Loans to Loans | 0.53% | |||
| Balance Sheet |
Circle Federal Credit Union
Niles, MI |
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| Total Assets | 117.34M | |||
| Total Deposits | 105.77M | |||
| Capital and Reserves |
Circle Federal Credit Union
Niles, MI |
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| Capital | 9.94M | |||
| Leverage Ratio | 8.50 | |||
| Loan Loss Reserves to Loans | 0.21% | |||
| Liquidity |
Circle Federal Credit Union
Niles, MI |
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| Hot Money Ratio | 12.37% | |||
| Liquidity Ratio | 24.14% | |||
| Profitability |
Circle Federal Credit Union
Niles, MI |
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| 5-Year Return on Average Assets | 0.82% | |||
| Net Income | 656.00K | |||
| Net Interest Spread | 3.69% | |||
| Operating Profit to Average Assets | 0.80% | |||
| Overhead Efficiency Ratio | 81.86% | |||
| Return on Assets | 0.78% | |||
| Return on Equity | 9.13% | |||