C
Service 1st Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Service 1st Federal Credit Union
Danville, PA
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Rating C
Asset Quality Index 8.10
Capitalization Index 9.60
Liquidity Index 1.80
Profitability Index 10.00
Stability Index 5.00
Company Info Service 1st Federal Credit Union
Danville, PA
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NCUA Charter Number 3740
Phone Number (570) 271-6060
Website service1.org
Asset Quality Service 1st Federal Credit Union
Danville, PA
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1-Year Asset Growth 11.23%
5-Year Asset Growth 10.59%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.26%
Non-Performing Assets to Assets 0.50%
Non-Performing Loans to Capital 4.23%
Non-Performing Loans to Loans 0.58%
Balance Sheet Service 1st Federal Credit Union
Danville, PA
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Total Assets 766.41M
Total Deposits 675.25M
Capital and Reserves Service 1st Federal Credit Union
Danville, PA
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Capital 86.36M
Leverage Ratio 11.35
Loan Loss Reserves to Loans 0.72%
Liquidity Service 1st Federal Credit Union
Danville, PA
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Hot Money Ratio 16.37%
Liquidity Ratio 9.27%
Profitability Service 1st Federal Credit Union
Danville, PA
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5-Year Return on Average Assets 1.28%
Net Income 7.74M
Net Interest Spread 4.66%
Operating Profit to Average Assets 1.63%
Overhead Efficiency Ratio 68.08%
Return on Assets 1.39%
Return on Equity 12.60%