B
Service 1st Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Service 1st Federal Credit Union
Danville, PA
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 8.60
Capitalization Index 9.00
Liquidity Index 2.20
Profitability Index 6.70
Stability Index 5.70
Company Info Service 1st Federal Credit Union
Danville, PA
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 3740
Phone Number (570) 271-6060
Website service1.org
Asset Quality Service 1st Federal Credit Union
Danville, PA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 10.48%
5-Year Asset Growth 10.59%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.29%
Non-Performing Assets to Assets 0.46%
Non-Performing Loans to Capital 4.00%
Non-Performing Loans to Loans 0.54%
Balance Sheet Service 1st Federal Credit Union
Danville, PA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 735.93M
Total Deposits 647.60M
Capital and Reserves Service 1st Federal Credit Union
Danville, PA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 80.10M
Leverage Ratio 11.00
Loan Loss Reserves to Loans 0.74%
Liquidity Service 1st Federal Credit Union
Danville, PA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 14.50%
Liquidity Ratio 11.71%
Profitability Service 1st Federal Credit Union
Danville, PA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.28%
Net Income 1.67M
Net Interest Spread 4.46%
Operating Profit to Average Assets 1.36%
Overhead Efficiency Ratio 72.56%
Return on Assets 0.92%
Return on Equity 8.42%