B
Service 1st Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Service 1st Federal Credit Union
Danville, PA
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Rating B
Asset Quality Index 8.60
Capitalization Index 9.00
Liquidity Index 2.20
Profitability Index 6.70
Stability Index 5.70
Company Info Service 1st Federal Credit Union
Danville, PA
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NCUA Charter Number 3740
Phone Number (570) 271-6060
Website service1.org
Asset Quality Service 1st Federal Credit Union
Danville, PA
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1-Year Asset Growth 10.40%
5-Year Asset Growth 10.59%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.22%
Non-Performing Assets to Assets 0.50%
Non-Performing Loans to Capital 4.00%
Non-Performing Loans to Loans 0.54%
Balance Sheet Service 1st Federal Credit Union
Danville, PA
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Total Assets 746.47M
Total Deposits 659.41M
Capital and Reserves Service 1st Federal Credit Union
Danville, PA
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Capital 83.07M
Leverage Ratio 11.23
Loan Loss Reserves to Loans 0.75%
Liquidity Service 1st Federal Credit Union
Danville, PA
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Hot Money Ratio 14.50%
Liquidity Ratio 11.71%
Profitability Service 1st Federal Credit Union
Danville, PA
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5-Year Return on Average Assets 1.28%
Net Income 4.58M
Net Interest Spread 4.57%
Operating Profit to Average Assets 1.51%
Overhead Efficiency Ratio 72.56%
Return on Assets 1.25%
Return on Equity 11.39%