First Choice America Community Federal Credit Union

Weirton, WV

Rating Date

September 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

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Weiss Ratings	First Choice America Community Federal Credit Union Weirton, WV	Click to Compare	Click to Compare	Click to Compare
Rating	A
Asset Quality Index	10.00
Capitalization Index	10.00
Liquidity Index	6.80
Profitability Index	9.50
Stability Index	10.00

Company Info	First Choice America Community Federal Credit Union Weirton, WV	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	376
Phone Number	(304) 748-8600
Website	www.firstchoiceamericacu.org/

Asset Quality	First Choice America Community Federal Credit Union Weirton, WV	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	6.92%
5-Year Asset Growth	7.10%
5-Year Charge-Offs to Average Loans	0.05%
Charge-Offs to Average Loans	0.04%
Non-Performing Assets to Assets	0.12%
Non-Performing Loans to Capital	0.69%
Non-Performing Loans to Loans	0.48%

Balance Sheet	First Choice America Community Federal Credit Union Weirton, WV	Click to Compare	Click to Compare	Click to Compare
Total Assets	676.81M
Total Deposits	556.85M

Capital and Reserves	First Choice America Community Federal Credit Union Weirton, WV	Click to Compare	Click to Compare	Click to Compare
Capital	117.47M
Leverage Ratio	17.36
Loan Loss Reserves to Loans	0.97%

Liquidity	First Choice America Community Federal Credit Union Weirton, WV	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	12.95%
Liquidity Ratio	52.47%

Profitability	First Choice America Community Federal Credit Union Weirton, WV	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.23%
Net Income	6.07M
Net Interest Spread	4.78%
Operating Profit to Average Assets	1.82%
Overhead Efficiency Ratio	44.92%
Return on Assets	1.82%
Return on Equity	10.61%