B
Long Reach Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Long Reach Federal Credit Union
Middlebourne, WV
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 7.80
Capitalization Index 8.10
Liquidity Index 4.00
Profitability Index 9.10
Stability Index 7.00
Company Info Long Reach Federal Credit Union
Middlebourne, WV
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 3762
Phone Number (304) 758-4308
Website www.lrefcu.org/
Asset Quality Long Reach Federal Credit Union
Middlebourne, WV
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 12.97%
5-Year Asset Growth 14.94%
5-Year Charge-Offs to Average Loans 0.33%
Charge-Offs to Average Loans 0.70%
Non-Performing Assets to Assets 0.54%
Non-Performing Loans to Capital 5.02%
Non-Performing Loans to Loans 0.69%
Balance Sheet Long Reach Federal Credit Union
Middlebourne, WV
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 175.12M
Total Deposits 157.09M
Capital and Reserves Long Reach Federal Credit Union
Middlebourne, WV
Click to
Compare
Click to
Compare
Click to
Compare
Capital 17.86M
Leverage Ratio 10.20
Loan Loss Reserves to Loans 0.87%
Liquidity Long Reach Federal Credit Union
Middlebourne, WV
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 25.53%
Liquidity Ratio 22.90%
Profitability Long Reach Federal Credit Union
Middlebourne, WV
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.47%
Net Income 1.38M
Net Interest Spread 4.22%
Operating Profit to Average Assets 1.66%
Overhead Efficiency Ratio 63.25%
Return on Assets 1.08%
Return on Equity 10.71%