B
Long Reach Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Long Reach Federal Credit Union
Middlebourne, WV
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Rating B
Asset Quality Index 7.80
Capitalization Index 7.90
Liquidity Index 4.00
Profitability Index 8.50
Stability Index 7.00
Company Info Long Reach Federal Credit Union
Middlebourne, WV
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NCUA Charter Number 3762
Phone Number (304) 758-4308
Website www.lrefcu.org/
Asset Quality Long Reach Federal Credit Union
Middlebourne, WV
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1-Year Asset Growth 5.78%
5-Year Asset Growth 14.94%
5-Year Charge-Offs to Average Loans 0.33%
Charge-Offs to Average Loans 0.78%
Non-Performing Assets to Assets 0.50%
Non-Performing Loans to Capital 4.72%
Non-Performing Loans to Loans 0.67%
Balance Sheet Long Reach Federal Credit Union
Middlebourne, WV
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Total Assets 167.59M
Total Deposits 150.47M
Capital and Reserves Long Reach Federal Credit Union
Middlebourne, WV
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Capital 16.88M
Leverage Ratio 10.07
Loan Loss Reserves to Loans 0.75%
Liquidity Long Reach Federal Credit Union
Middlebourne, WV
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Hot Money Ratio 23.87%
Liquidity Ratio 23.79%
Profitability Long Reach Federal Credit Union
Middlebourne, WV
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5-Year Return on Average Assets 1.47%
Net Income 401.00K
Net Interest Spread 4.06%
Operating Profit to Average Assets 1.42%
Overhead Efficiency Ratio 66.74%
Return on Assets 0.98%
Return on Equity 9.62%