A
Central Virginia Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
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Return On
Assets
Total
Assets
Capital
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Net
Income
Weiss Ratings Central Virginia Federal Credit Union
Lynchburg, VA
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Rating A
Asset Quality Index 7.30
Capitalization Index 10.00
Liquidity Index 4.80
Profitability Index 10.00
Stability Index 7.20
Company Info Central Virginia Federal Credit Union
Lynchburg, VA
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NCUA Charter Number 3767
Phone Number (434) 528-9016
Website www.cvfcu.com
Asset Quality Central Virginia Federal Credit Union
Lynchburg, VA
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1-Year Asset Growth 2.22%
5-Year Asset Growth 5.86%
5-Year Charge-Offs to Average Loans 0.27%
Charge-Offs to Average Loans 0.28%
Non-Performing Assets to Assets 0.98%
Non-Performing Loans to Capital 7.89%
Non-Performing Loans to Loans 1.59%
Balance Sheet Central Virginia Federal Credit Union
Lynchburg, VA
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Total Assets 192.91M
Total Deposits 167.99M
Capital and Reserves Central Virginia Federal Credit Union
Lynchburg, VA
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Capital 22.86M
Leverage Ratio 11.88
Loan Loss Reserves to Loans 0.97%
Liquidity Central Virginia Federal Credit Union
Lynchburg, VA
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Hot Money Ratio 0.21%
Liquidity Ratio 22.23%
Profitability Central Virginia Federal Credit Union
Lynchburg, VA
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5-Year Return on Average Assets 0.77%
Net Income 2.39M
Net Interest Spread 5.61%
Operating Profit to Average Assets 1.94%
Overhead Efficiency Ratio 67.44%
Return on Assets 1.64%
Return on Equity 14.73%