A
Central Virginia Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Central Virginia Federal Credit Union
Lynchburg, VA
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Rating A
Asset Quality Index 7.70
Capitalization Index 8.90
Liquidity Index 5.10
Profitability Index 9.10
Stability Index 7.10
Company Info Central Virginia Federal Credit Union
Lynchburg, VA
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NCUA Charter Number 3767
Phone Number (434) 528-9016
Website www.cvfcu.com
Asset Quality Central Virginia Federal Credit Union
Lynchburg, VA
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1-Year Asset Growth 1.96%
5-Year Asset Growth 5.86%
5-Year Charge-Offs to Average Loans 0.27%
Charge-Offs to Average Loans 0.23%
Non-Performing Assets to Assets 0.63%
Non-Performing Loans to Capital 5.58%
Non-Performing Loans to Loans 1.05%
Balance Sheet Central Virginia Federal Credit Union
Lynchburg, VA
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Total Assets 196.57M
Total Deposits 173.38M
Capital and Reserves Central Virginia Federal Credit Union
Lynchburg, VA
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Capital 21.14M
Leverage Ratio 10.78
Loan Loss Reserves to Loans 0.92%
Liquidity Central Virginia Federal Credit Union
Lynchburg, VA
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Hot Money Ratio 0.00%
Liquidity Ratio 31.00%
Profitability Central Virginia Federal Credit Union
Lynchburg, VA
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5-Year Return on Average Assets 0.77%
Net Income 666.00K
Net Interest Spread 5.48%
Operating Profit to Average Assets 1.74%
Overhead Efficiency Ratio 69.60%
Return on Assets 1.38%
Return on Equity 12.81%