| Weiss Ratings |
Central Virginia Federal Credit Union
Lynchburg, VA |
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| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 8.90 | |||
| Liquidity Index | 5.10 | |||
| Profitability Index | 9.10 | |||
| Stability Index | 7.10 | |||
| Company Info |
Central Virginia Federal Credit Union
Lynchburg, VA |
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| NCUA Charter Number | 3767 | |||
| Phone Number | (434) 528-9016 | |||
| Website | www.cvfcu.com | |||
| Asset Quality |
Central Virginia Federal Credit Union
Lynchburg, VA |
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| 1-Year Asset Growth | 2.22% | |||
| 5-Year Asset Growth | 5.86% | |||
| 5-Year Charge-Offs to Average Loans | 0.27% | |||
| Charge-Offs to Average Loans | 0.31% | |||
| Non-Performing Assets to Assets | 1.07% | |||
| Non-Performing Loans to Capital | 5.58% | |||
| Non-Performing Loans to Loans | 1.05% | |||
| Balance Sheet |
Central Virginia Federal Credit Union
Lynchburg, VA |
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| Total Assets | 193.65M | |||
| Total Deposits | 169.66M | |||
| Capital and Reserves |
Central Virginia Federal Credit Union
Lynchburg, VA |
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| Capital | 21.99M | |||
| Leverage Ratio | 11.38 | |||
| Loan Loss Reserves to Loans | 0.94% | |||
| Liquidity |
Central Virginia Federal Credit Union
Lynchburg, VA |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 31.00% | |||
| Profitability |
Central Virginia Federal Credit Union
Lynchburg, VA |
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| 5-Year Return on Average Assets | 0.77% | |||
| Net Income | 1.52M | |||
| Net Interest Spread | 5.58% | |||
| Operating Profit to Average Assets | 1.89% | |||
| Overhead Efficiency Ratio | 69.60% | |||
| Return on Assets | 1.56% | |||
| Return on Equity | 14.31% | |||