| Weiss Ratings |
Central Virginia Federal Credit Union
Lynchburg, VA |
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| Rating | ||||
| Asset Quality Index | 6.70 | |||
| Capitalization Index | 8.50 | |||
| Liquidity Index | 5.40 | |||
| Profitability Index | 8.90 | |||
| Stability Index | 6.30 | |||
| Company Info |
Central Virginia Federal Credit Union
Lynchburg, VA |
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| NCUA Charter Number | 3767 | |||
| Phone Number | (434) 528-9016 | |||
| Website | www.cvfcu.com | |||
| Asset Quality |
Central Virginia Federal Credit Union
Lynchburg, VA |
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| 1-Year Asset Growth | -6.01% | |||
| 5-Year Asset Growth | 7.30% | |||
| 5-Year Charge-Offs to Average Loans | 0.29% | |||
| Charge-Offs to Average Loans | 0.34% | |||
| Non-Performing Assets to Assets | 1.13% | |||
| Non-Performing Loans to Capital | 10.25% | |||
| Non-Performing Loans to Loans | 1.94% | |||
| Balance Sheet |
Central Virginia Federal Credit Union
Lynchburg, VA |
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| Total Assets | 188.72M | |||
| Total Deposits | 166.78M | |||
| Capital and Reserves |
Central Virginia Federal Credit Union
Lynchburg, VA |
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| Capital | 19.80M | |||
| Leverage Ratio | 10.55 | |||
| Loan Loss Reserves to Loans | 0.84% | |||
| Liquidity |
Central Virginia Federal Credit Union
Lynchburg, VA |
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| Hot Money Ratio | 0.07% | |||
| Liquidity Ratio | 36.13% | |||
| Profitability |
Central Virginia Federal Credit Union
Lynchburg, VA |
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| 5-Year Return on Average Assets | 0.64% | |||
| Net Income | 2.06M | |||
| Net Interest Spread | 5.13% | |||
| Operating Profit to Average Assets | 1.64% | |||
| Overhead Efficiency Ratio | 69.86% | |||
| Return on Assets | 1.43% | |||
| Return on Equity | 14.68% | |||