| Weiss Ratings |
State Employees Credit Union
Raleigh, NC |
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| Rating | ||||
| Asset Quality Index | 6.10 | |||
| Capitalization Index | 5.60 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 3.30 | |||
| Stability Index | 6.30 | |||
| Company Info |
State Employees Credit Union
Raleigh, NC |
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| NCUA Charter Number | 377 | |||
| Phone Number | (888) 732-8562 | |||
| Website | www.ncsecu.org | |||
| Asset Quality |
State Employees Credit Union
Raleigh, NC |
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| 1-Year Asset Growth | 10.04% | |||
| 5-Year Asset Growth | 7.05% | |||
| 5-Year Charge-Offs to Average Loans | 0.38% | |||
| Charge-Offs to Average Loans | 0.86% | |||
| Non-Performing Assets to Assets | 1.26% | |||
| Non-Performing Loans to Capital | 14.49% | |||
| Non-Performing Loans to Loans | 2.07% | |||
| Balance Sheet |
State Employees Credit Union
Raleigh, NC |
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| Total Assets | 55.87B | |||
| Total Deposits | 45.69B | |||
| Capital and Reserves |
State Employees Credit Union
Raleigh, NC |
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| Capital | 4.50B | |||
| Leverage Ratio | 9.63 | |||
| Loan Loss Reserves to Loans | 1.12% | |||
| Liquidity |
State Employees Credit Union
Raleigh, NC |
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| Hot Money Ratio | 14.15% | |||
| Liquidity Ratio | 21.50% | |||
| Profitability |
State Employees Credit Union
Raleigh, NC |
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| 5-Year Return on Average Assets | 0.83% | |||
| Net Income | 65.75M | |||
| Net Interest Spread | 2.85% | |||
| Operating Profit to Average Assets | 0.88% | |||
| Overhead Efficiency Ratio | 73.06% | |||
| Return on Assets | 0.48% | |||
| Return on Equity | 5.88% | |||