C
Martinsburg V.A. Center Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
12.78
Leverage
Ratio
12.83
Return On
Assets
1.94%
Total
Assets
16.88M
Capital
2.16M
Total
Deposits
14.71M
Net
Income
164.00K
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Weiss Ratings Martinsburg V.A. Center Federal Credit Union
Kearneysville, WV 		Click to
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 7.10
Profitability Index 7.80
Stability Index 5.90
Company Info Martinsburg V.A. Center Federal Credit Union
Kearneysville, WV 		Click to
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NCUA Charter Number 3772
Phone Number (304) 263-3454
Website www.martinsburgfcu.com
Asset Quality Martinsburg V.A. Center Federal Credit Union
Kearneysville, WV 		Click to
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1-Year Asset Growth 3.06%
5-Year Asset Growth 2.87%
5-Year Charge-Offs to Average Loans 0.27%
Charge-Offs to Average Loans 0.27%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.32%
Non-Performing Loans to Loans 0.16%
Balance Sheet Martinsburg V.A. Center Federal Credit Union
Kearneysville, WV 		Click to
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Total Assets 16.88M
Total Deposits 14.71M
Capital and Reserves Martinsburg V.A. Center Federal Credit Union
Kearneysville, WV 		Click to
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Capital 2.16M
Leverage Ratio 12.83
Loan Loss Reserves to Loans 0.80%
Liquidity Martinsburg V.A. Center Federal Credit Union
Kearneysville, WV 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 29.91%
Profitability Martinsburg V.A. Center Federal Credit Union
Kearneysville, WV 		Click to
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5-Year Return on Average Assets 0.35%
Net Income 164.00K
Net Interest Spread 4.85%
Operating Profit to Average Assets 2.05%
Overhead Efficiency Ratio 57.80%
Return on Assets 1.94%
Return on Equity 15.81%