C
Martinsburg V.A. Center Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
12.17
Leverage
Ratio
12.22
Return On
Assets
1.95%
Total
Assets
17.05M
Capital
2.08M
Total
Deposits
14.98M
Net
Income
82.00K
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Weiss Ratings Martinsburg V.A. Center Federal Credit Union
Kearneysville, WV 		Click to
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 7.10
Profitability Index 1.70
Stability Index 5.60
Company Info Martinsburg V.A. Center Federal Credit Union
Kearneysville, WV 		Click to
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NCUA Charter Number 3772
Phone Number (304) 263-3454
Website www.martinsburgfcu.com
Asset Quality Martinsburg V.A. Center Federal Credit Union
Kearneysville, WV 		Click to
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1-Year Asset Growth 0.06%
5-Year Asset Growth 2.87%
5-Year Charge-Offs to Average Loans 0.27%
Charge-Offs to Average Loans 0.53%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.54%
Non-Performing Loans to Loans 0.24%
Balance Sheet Martinsburg V.A. Center Federal Credit Union
Kearneysville, WV 		Click to
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Total Assets 17.05M
Total Deposits 14.98M
Capital and Reserves Martinsburg V.A. Center Federal Credit Union
Kearneysville, WV 		Click to
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Capital 2.08M
Leverage Ratio 12.22
Loan Loss Reserves to Loans 0.55%
Liquidity Martinsburg V.A. Center Federal Credit Union
Kearneysville, WV 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 32.26%
Profitability Martinsburg V.A. Center Federal Credit Union
Kearneysville, WV 		Click to
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5-Year Return on Average Assets 0.35%
Net Income 82.00K
Net Interest Spread 4.83%
Operating Profit to Average Assets 1.95%
Overhead Efficiency Ratio 83.05%
Return on Assets 1.95%
Return on Equity 16.13%