B
Mercy Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Mercy Federal Credit Union
Savannah, GA
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Rating B
Asset Quality Index 5.00
Capitalization Index 10.00
Liquidity Index 4.00
Profitability Index 0.90
Stability Index 8.60
Company Info Mercy Federal Credit Union
Savannah, GA
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NCUA Charter Number 3776
Phone Number (912) 819-2411
Website www.mercyfcu.org
Asset Quality Mercy Federal Credit Union
Savannah, GA
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1-Year Asset Growth 4.15%
5-Year Asset Growth 7.11%
5-Year Charge-Offs to Average Loans 0.57%
Charge-Offs to Average Loans 2.08%
Non-Performing Assets to Assets 2.01%
Non-Performing Loans to Capital 12.21%
Non-Performing Loans to Loans 1.63%
Balance Sheet Mercy Federal Credit Union
Savannah, GA
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Total Assets 11.93M
Total Deposits 9.95M
Capital and Reserves Mercy Federal Credit Union
Savannah, GA
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Capital 1.88M
Leverage Ratio 19.12
Loan Loss Reserves to Loans 1.10%
Liquidity Mercy Federal Credit Union
Savannah, GA
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Hot Money Ratio 14.97%
Liquidity Ratio 44.05%
Profitability Mercy Federal Credit Union
Savannah, GA
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5-Year Return on Average Assets 1.57%
Net Income -18.00K
Net Interest Spread 4.87%
Operating Profit to Average Assets -0.58%
Overhead Efficiency Ratio 74.72%
Return on Assets -0.61%
Return on Equity -3.80%