B
Mercy Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Mercy Federal Credit Union
Savannah, GA
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Rating B
Asset Quality Index 5.70
Capitalization Index 10.00
Liquidity Index 3.10
Profitability Index 6.60
Stability Index 5.00
Company Info Mercy Federal Credit Union
Savannah, GA
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NCUA Charter Number 3776
Phone Number (912) 819-2411
Website www.mercyfcu.org
Asset Quality Mercy Federal Credit Union
Savannah, GA
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1-Year Asset Growth 3.26%
5-Year Asset Growth 6.11%
5-Year Charge-Offs to Average Loans 0.84%
Charge-Offs to Average Loans 0.57%
Non-Performing Assets to Assets 1.35%
Non-Performing Loans to Capital 8.15%
Non-Performing Loans to Loans 1.56%
Balance Sheet Mercy Federal Credit Union
Savannah, GA
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Total Assets 12.31M
Total Deposits 10.08M
Capital and Reserves Mercy Federal Credit Union
Savannah, GA
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Capital 2.06M
Leverage Ratio 19.60
Loan Loss Reserves to Loans 1.07%
Liquidity Mercy Federal Credit Union
Savannah, GA
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Hot Money Ratio 19.80%
Liquidity Ratio 39.23%
Profitability Mercy Federal Credit Union
Savannah, GA
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5-Year Return on Average Assets 1.27%
Net Income 31.00K
Net Interest Spread 5.05%
Operating Profit to Average Assets 1.97%
Overhead Efficiency Ratio 72.16%
Return on Assets 1.03%
Return on Equity 6.18%