C
Saint Mary Parish School Employees Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Saint Mary Parish School Employees Federal Credit Union
Franklin, LA
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Rating C
Asset Quality Index 9.30
Capitalization Index 10.00
Liquidity Index 8.40
Profitability Index 4.70
Stability Index 5.70
Company Info Saint Mary Parish School Employees Federal Credit Union
Franklin, LA
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NCUA Charter Number 3784
Phone Number (337) 828-0143
Website --
Asset Quality Saint Mary Parish School Employees Federal Credit Union
Franklin, LA
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1-Year Asset Growth -11.84%
5-Year Asset Growth 4.48%
5-Year Charge-Offs to Average Loans 3.47%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 3.92%
Non-Performing Loans to Loans 4.21%
Balance Sheet Saint Mary Parish School Employees Federal Credit Union
Franklin, LA
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Total Assets 454.00K
Total Deposits 356.00K
Capital and Reserves Saint Mary Parish School Employees Federal Credit Union
Franklin, LA
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Capital 97.00K
Leverage Ratio 21.37
Loan Loss Reserves to Loans 9.43%
Liquidity Saint Mary Parish School Employees Federal Credit Union
Franklin, LA
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Hot Money Ratio 0.00%
Liquidity Ratio 98.97%
Profitability Saint Mary Parish School Employees Federal Credit Union
Franklin, LA
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5-Year Return on Average Assets 0.06%
Net Income 1.00K
Net Interest Spread 24.74%
Operating Profit to Average Assets 0.82%
Overhead Efficiency Ratio 85.71%
Return on Assets 0.41%
Return on Equity 2.06%