C
Saint Mary Parish School Employees Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
21.37
Leverage
Ratio
21.37
Return On
Assets
0.41%
Total
Assets
454.00K
Capital
97.00K
Total
Deposits
356.00K
Net
Income
1.00K
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Weiss Ratings Saint Mary Parish School Employees Federal Credit Union
Franklin, LA 		Click to
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 8.80
Profitability Index 4.20
Stability Index 5.70
Company Info Saint Mary Parish School Employees Federal Credit Union
Franklin, LA 		Click to
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NCUA Charter Number 3784
Phone Number (337) 828-0143
Website --
Asset Quality Saint Mary Parish School Employees Federal Credit Union
Franklin, LA 		Click to
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1-Year Asset Growth -11.84%
5-Year Asset Growth 4.48%
5-Year Charge-Offs to Average Loans 3.47%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Saint Mary Parish School Employees Federal Credit Union
Franklin, LA 		Click to
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Total Assets 454.00K
Total Deposits 356.00K
Capital and Reserves Saint Mary Parish School Employees Federal Credit Union
Franklin, LA 		Click to
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Capital 97.00K
Leverage Ratio 21.37
Loan Loss Reserves to Loans 9.43%
Liquidity Saint Mary Parish School Employees Federal Credit Union
Franklin, LA 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 110.36%
Profitability Saint Mary Parish School Employees Federal Credit Union
Franklin, LA 		Click to
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5-Year Return on Average Assets 0.06%
Net Income 1.00K
Net Interest Spread 24.74%
Operating Profit to Average Assets 0.82%
Overhead Efficiency Ratio 83.33%
Return on Assets 0.41%
Return on Equity 2.06%