B
Southcoast Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Southcoast Federal Credit Union
New Bedford, MA
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Rating B
Asset Quality Index 7.30
Capitalization Index 9.60
Liquidity Index 4.00
Profitability Index 2.80
Stability Index 5.20
Company Info Southcoast Federal Credit Union
New Bedford, MA
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NCUA Charter Number 3785
Phone Number (508) 997-4475
Website www.southcoastcu.org
Asset Quality Southcoast Federal Credit Union
New Bedford, MA
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1-Year Asset Growth -4.92%
5-Year Asset Growth 6.22%
5-Year Charge-Offs to Average Loans 0.67%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 0.61%
Non-Performing Loans to Capital 5.35%
Non-Performing Loans to Loans 0.99%
Balance Sheet Southcoast Federal Credit Union
New Bedford, MA
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Total Assets 68.57M
Total Deposits 55.91M
Capital and Reserves Southcoast Federal Credit Union
New Bedford, MA
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Capital 7.72M
Leverage Ratio 11.26
Loan Loss Reserves to Loans 0.39%
Liquidity Southcoast Federal Credit Union
New Bedford, MA
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Hot Money Ratio 1.38%
Liquidity Ratio 23.86%
Profitability Southcoast Federal Credit Union
New Bedford, MA
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5-Year Return on Average Assets 0.00%
Net Income 112.00K
Net Interest Spread 3.36%
Operating Profit to Average Assets 0.71%
Overhead Efficiency Ratio 80.78%
Return on Assets 0.66%
Return on Equity 5.84%