B
Southcoast Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Southcoast Federal Credit Union
New Bedford, MA
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 7.50
Capitalization Index 10.00
Liquidity Index 3.10
Profitability Index 2.20
Stability Index 5.40
Company Info Southcoast Federal Credit Union
New Bedford, MA
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 3785
Phone Number (508) 997-4475
Website www.southcoastcu.org
Asset Quality Southcoast Federal Credit Union
New Bedford, MA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -11.86%
5-Year Asset Growth 4.01%
5-Year Charge-Offs to Average Loans 0.66%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.74%
Non-Performing Loans to Capital 5.44%
Non-Performing Loans to Loans 0.40%
Balance Sheet Southcoast Federal Credit Union
New Bedford, MA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 60.44M
Total Deposits 49.07M
Capital and Reserves Southcoast Federal Credit Union
New Bedford, MA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 8.02M
Leverage Ratio 13.26
Loan Loss Reserves to Loans 0.41%
Liquidity Southcoast Federal Credit Union
New Bedford, MA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 6.03%
Liquidity Ratio 16.33%
Profitability Southcoast Federal Credit Union
New Bedford, MA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.35%
Net Income 46.00K
Net Interest Spread 3.34%
Operating Profit to Average Assets 0.35%
Overhead Efficiency Ratio 90.66%
Return on Assets 0.31%
Return on Equity 2.30%