B
Local 41 I.B.E.W. Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
12.32
Leverage
Ratio
12.31
Return On
Assets
2.30%
Total
Assets
16.96M
Capital
2.09M
Total
Deposits
14.86M
Net
Income
97.00K
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Weiss Ratings Local 41 I.B.E.W. Federal Credit Union
Orchard Park, NY 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 5.90
Profitability Index 10.00
Stability Index 6.30
Company Info Local 41 I.B.E.W. Federal Credit Union
Orchard Park, NY 		Click to
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NCUA Charter Number 3789
Phone Number (716) 662-6133
Website www.local41fcu.com
Asset Quality Local 41 I.B.E.W. Federal Credit Union
Orchard Park, NY 		Click to
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1-Year Asset Growth 2.26%
5-Year Asset Growth 8.20%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.33%
Non-Performing Loans to Loans 0.08%
Balance Sheet Local 41 I.B.E.W. Federal Credit Union
Orchard Park, NY 		Click to
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Total Assets 16.96M
Total Deposits 14.86M
Capital and Reserves Local 41 I.B.E.W. Federal Credit Union
Orchard Park, NY 		Click to
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Capital 2.09M
Leverage Ratio 12.31
Loan Loss Reserves to Loans 0.49%
Liquidity Local 41 I.B.E.W. Federal Credit Union
Orchard Park, NY 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 45.78%
Profitability Local 41 I.B.E.W. Federal Credit Union
Orchard Park, NY 		Click to
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5-Year Return on Average Assets 1.03%
Net Income 97.00K
Net Interest Spread 5.32%
Operating Profit to Average Assets 2.28%
Overhead Efficiency Ratio 57.52%
Return on Assets 2.30%
Return on Equity 19.01%