B
MTC Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings MTC Federal Credit Union
Greenville, SC
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Rating B
Asset Quality Index 7.70
Capitalization Index 10.00
Liquidity Index 3.00
Profitability Index 2.60
Stability Index 7.50
Company Info MTC Federal Credit Union
Greenville, SC
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NCUA Charter Number 3798
Phone Number (864) 908-3400
Website www.mtcfederal.com/
Asset Quality MTC Federal Credit Union
Greenville, SC
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1-Year Asset Growth -4.89%
5-Year Asset Growth 6.69%
5-Year Charge-Offs to Average Loans 0.54%
Charge-Offs to Average Loans 0.95%
Non-Performing Assets to Assets 0.81%
Non-Performing Loans to Capital 6.19%
Non-Performing Loans to Loans 1.37%
Balance Sheet MTC Federal Credit Union
Greenville, SC
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Total Assets 274.43M
Total Deposits 231.61M
Capital and Reserves MTC Federal Credit Union
Greenville, SC
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Capital 37.94M
Leverage Ratio 13.90
Loan Loss Reserves to Loans 1.06%
Liquidity MTC Federal Credit Union
Greenville, SC
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Hot Money Ratio 13.73%
Liquidity Ratio 22.05%
Profitability MTC Federal Credit Union
Greenville, SC
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5-Year Return on Average Assets 0.53%
Net Income 243.00K
Net Interest Spread 4.95%
Operating Profit to Average Assets 1.03%
Overhead Efficiency Ratio 84.13%
Return on Assets 0.36%
Return on Equity 2.57%