B
Firelands Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Firelands Federal Credit Union
Bellevue, OH
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Rating B
Asset Quality Index 7.90
Capitalization Index 6.80
Liquidity Index 3.70
Profitability Index 8.10
Stability Index 6.30
Company Info Firelands Federal Credit Union
Bellevue, OH
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NCUA Charter Number 38
Phone Number (419) 483-4180
Website www.firelandsfcu.org
Asset Quality Firelands Federal Credit Union
Bellevue, OH
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1-Year Asset Growth 13.51%
5-Year Asset Growth 9.93%
5-Year Charge-Offs to Average Loans 0.55%
Charge-Offs to Average Loans 0.82%
Non-Performing Assets to Assets 0.54%
Non-Performing Loans to Capital 5.41%
Non-Performing Loans to Loans 0.89%
Balance Sheet Firelands Federal Credit Union
Bellevue, OH
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Total Assets 541.03M
Total Deposits 490.82M
Capital and Reserves Firelands Federal Credit Union
Bellevue, OH
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Capital 50.07M
Leverage Ratio 9.28
Loan Loss Reserves to Loans 1.18%
Liquidity Firelands Federal Credit Union
Bellevue, OH
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Hot Money Ratio 13.49%
Liquidity Ratio 18.71%
Profitability Firelands Federal Credit Union
Bellevue, OH
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5-Year Return on Average Assets 0.64%
Net Income 4.28M
Net Interest Spread 4.67%
Operating Profit to Average Assets 1.66%
Overhead Efficiency Ratio 70.66%
Return on Assets 1.10%
Return on Equity 12.58%