C
Saint Mary's Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Saint Mary's Credit Union
Marlborough, MA
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Rating C
Asset Quality Index 9.90
Capitalization Index 5.50
Liquidity Index 2.00
Profitability Index 0.30
Stability Index 5.90
Company Info Saint Mary's Credit Union
Marlborough, MA
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NCUA Charter Number 381
Phone Number (508) 490-8000
Website www.stmaryscu.org
Asset Quality Saint Mary's Credit Union
Marlborough, MA
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1-Year Asset Growth 1.33%
5-Year Asset Growth 2.70%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 1.35%
Non-Performing Loans to Loans 0.15%
Balance Sheet Saint Mary's Credit Union
Marlborough, MA
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Total Assets 1.01B
Total Deposits 828.40M
Capital and Reserves Saint Mary's Credit Union
Marlborough, MA
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Capital 83.22M
Leverage Ratio 11.50
Loan Loss Reserves to Loans 0.47%
Liquidity Saint Mary's Credit Union
Marlborough, MA
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Hot Money Ratio 23.43%
Liquidity Ratio 9.11%
Profitability Saint Mary's Credit Union
Marlborough, MA
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5-Year Return on Average Assets 0.43%
Net Income 613.00K
Net Interest Spread 2.44%
Operating Profit to Average Assets 0.27%
Overhead Efficiency Ratio 91.92%
Return on Assets 0.24%
Return on Equity 3.03%