A
Leatherstocking Region Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
12.26
Leverage
Ratio
12.51
Return On
Assets
1.92%
Total
Assets
86.14M
Capital
10.56M
Total
Deposits
75.48M
Net
Income
1.16M
My Lists My Alerts
Weiss Ratings Leatherstocking Region Federal Credit Union
Cooperstown, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating A
Asset Quality Index 6.40
Capitalization Index 10.00
Liquidity Index 4.50
Profitability Index 10.00
Stability Index 7.00
Company Info Leatherstocking Region Federal Credit Union
Cooperstown, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
NCUA Charter Number 3811
Phone Number (607) 547-5700
Website www.lsrfcu.org
Asset Quality Leatherstocking Region Federal Credit Union
Cooperstown, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 15.00%
5-Year Asset Growth 7.97%
5-Year Charge-Offs to Average Loans 0.43%
Charge-Offs to Average Loans 0.60%
Non-Performing Assets to Assets 0.80%
Non-Performing Loans to Capital 6.18%
Non-Performing Loans to Loans 1.23%
Balance Sheet Leatherstocking Region Federal Credit Union
Cooperstown, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 86.14M
Total Deposits 75.48M
Capital and Reserves Leatherstocking Region Federal Credit Union
Cooperstown, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 10.56M
Leverage Ratio 12.51
Loan Loss Reserves to Loans 1.11%
Liquidity Leatherstocking Region Federal Credit Union
Cooperstown, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 12.90%
Liquidity Ratio 33.12%
Profitability Leatherstocking Region Federal Credit Union
Cooperstown, NY 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 1.27%
Net Income 1.16M
Net Interest Spread 5.32%
Operating Profit to Average Assets 2.36%
Overhead Efficiency Ratio 55.68%
Return on Assets 1.92%
Return on Equity 15.54%