A
Leatherstocking Region Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
12.13
Leverage
Ratio
12.23
Return On
Assets
1.68%
Total
Assets
99.04M
Capital
12.01M
Total
Deposits
86.91M
Net
Income
1.19M
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Weiss Ratings Leatherstocking Region Federal Credit Union
Cooperstown, NY 		Click to
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Rating A
Asset Quality Index 6.50
Capitalization Index 10.00
Liquidity Index 4.50
Profitability Index 10.00
Stability Index 7.30
Company Info Leatherstocking Region Federal Credit Union
Cooperstown, NY 		Click to
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NCUA Charter Number 3811
Phone Number (607) 547-5700
Website www.lsrfcu.org
Asset Quality Leatherstocking Region Federal Credit Union
Cooperstown, NY 		Click to
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1-Year Asset Growth 14.98%
5-Year Asset Growth 11.85%
5-Year Charge-Offs to Average Loans 0.40%
Charge-Offs to Average Loans 0.45%
Non-Performing Assets to Assets 0.75%
Non-Performing Loans to Capital 5.86%
Non-Performing Loans to Loans 1.17%
Balance Sheet Leatherstocking Region Federal Credit Union
Cooperstown, NY 		Click to
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Total Assets 99.04M
Total Deposits 86.91M
Capital and Reserves Leatherstocking Region Federal Credit Union
Cooperstown, NY 		Click to
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Capital 12.01M
Leverage Ratio 12.23
Loan Loss Reserves to Loans 1.11%
Liquidity Leatherstocking Region Federal Credit Union
Cooperstown, NY 		Click to
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Hot Money Ratio 14.59%
Liquidity Ratio 29.59%
Profitability Leatherstocking Region Federal Credit Union
Cooperstown, NY 		Click to
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5-Year Return on Average Assets 1.40%
Net Income 1.19M
Net Interest Spread 4.94%
Operating Profit to Average Assets 2.03%
Overhead Efficiency Ratio 58.92%
Return on Assets 1.68%
Return on Equity 13.92%