Leatherstocking Region Federal Credit Union

Cooperstown, NY

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
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Weiss Ratings	Leatherstocking Region Federal Credit Union Cooperstown, NY	Click to Compare	Click to Compare	Click to Compare
Rating	A
Asset Quality Index	6.40
Capitalization Index	10.00
Liquidity Index	5.00
Profitability Index	9.00
Stability Index	7.10

Company Info	Leatherstocking Region Federal Credit Union Cooperstown, NY	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3811
Phone Number	(607) 547-5700
Website	www.lsrfcu.org

Asset Quality	Leatherstocking Region Federal Credit Union Cooperstown, NY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	20.02%
5-Year Asset Growth	11.85%
5-Year Charge-Offs to Average Loans	0.40%
Charge-Offs to Average Loans	0.62%
Non-Performing Assets to Assets	0.76%
Non-Performing Loans to Capital	6.01%
Non-Performing Loans to Loans	1.26%

Balance Sheet	Leatherstocking Region Federal Credit Union Cooperstown, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	93.20M
Total Deposits	81.98M

Capital and Reserves	Leatherstocking Region Federal Credit Union Cooperstown, NY	Click to Compare	Click to Compare	Click to Compare
Capital	11.12M
Leverage Ratio	12.05
Loan Loss Reserves to Loans	1.18%

Liquidity	Leatherstocking Region Federal Credit Union Cooperstown, NY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	14.76%
Liquidity Ratio	36.47%

Profitability	Leatherstocking Region Federal Credit Union Cooperstown, NY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.40%
Net Income	310.00K
Net Interest Spread	4.96%
Operating Profit to Average Assets	1.77%
Overhead Efficiency Ratio	63.56%
Return on Assets	1.36%
Return on Equity	11.30%