C
Ardent Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Ardent Federal Credit Union
Philadelphia, PA
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Rating C
Asset Quality Index 8.50
Capitalization Index 6.00
Liquidity Index 2.90
Profitability Index 2.20
Stability Index 5.40
Company Info Ardent Federal Credit Union
Philadelphia, PA
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NCUA Charter Number 3812
Phone Number (215) 569-3700
Website www.ardentcu.org
Asset Quality Ardent Federal Credit Union
Philadelphia, PA
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1-Year Asset Growth 1.57%
5-Year Asset Growth 3.47%
5-Year Charge-Offs to Average Loans 0.28%
Charge-Offs to Average Loans 0.39%
Non-Performing Assets to Assets 0.50%
Non-Performing Loans to Capital 4.26%
Non-Performing Loans to Loans 0.56%
Balance Sheet Ardent Federal Credit Union
Philadelphia, PA
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Total Assets 900.27M
Total Deposits 725.82M
Capital and Reserves Ardent Federal Credit Union
Philadelphia, PA
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Capital 75.22M
Leverage Ratio 9.61
Loan Loss Reserves to Loans 0.72%
Liquidity Ardent Federal Credit Union
Philadelphia, PA
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Hot Money Ratio 15.28%
Liquidity Ratio 12.44%
Profitability Ardent Federal Credit Union
Philadelphia, PA
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5-Year Return on Average Assets 0.28%
Net Income 488.00K
Net Interest Spread 2.75%
Operating Profit to Average Assets 1.04%
Overhead Efficiency Ratio 90.50%
Return on Assets 0.22%
Return on Equity 2.66%