C
Ardent Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Ardent Federal Credit Union
Philadelphia, PA
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Rating C
Asset Quality Index 8.50
Capitalization Index 5.30
Liquidity Index 3.40
Profitability Index 2.00
Stability Index 5.50
Company Info Ardent Federal Credit Union
Philadelphia, PA
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NCUA Charter Number 3812
Phone Number (215) 569-3700
Website www.ardentcu.org
Asset Quality Ardent Federal Credit Union
Philadelphia, PA
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1-Year Asset Growth 4.72%
5-Year Asset Growth 4.88%
5-Year Charge-Offs to Average Loans 0.24%
Charge-Offs to Average Loans 0.29%
Non-Performing Assets to Assets 0.37%
Non-Performing Loans to Capital 4.57%
Non-Performing Loans to Loans 0.57%
Balance Sheet Ardent Federal Credit Union
Philadelphia, PA
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Total Assets 886.33M
Total Deposits 718.41M
Capital and Reserves Ardent Federal Credit Union
Philadelphia, PA
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Capital 68.15M
Leverage Ratio 9.79
Loan Loss Reserves to Loans 0.69%
Liquidity Ardent Federal Credit Union
Philadelphia, PA
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Hot Money Ratio 5.79%
Liquidity Ratio 14.23%
Profitability Ardent Federal Credit Union
Philadelphia, PA
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5-Year Return on Average Assets 0.34%
Net Income -230.00K
Net Interest Spread 2.50%
Operating Profit to Average Assets 0.04%
Overhead Efficiency Ratio 98.68%
Return on Assets -0.11%
Return on Equity -1.34%