| Weiss Ratings |
The Local Federal Credit Union
Dallas, TX |
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| Rating | ||||
| Asset Quality Index | 6.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 1.10 | |||
| Stability Index | 7.00 | |||
| Company Info |
The Local Federal Credit Union
Dallas, TX |
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| NCUA Charter Number | 3829 | |||
| Phone Number | (214) 638-0404 | |||
| Website | www.thelocalfcu.com | |||
| Asset Quality |
The Local Federal Credit Union
Dallas, TX |
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| 1-Year Asset Growth | -3.74% | |||
| 5-Year Asset Growth | 1.41% | |||
| 5-Year Charge-Offs to Average Loans | 0.53% | |||
| Charge-Offs to Average Loans | 0.46% | |||
| Non-Performing Assets to Assets | 1.50% | |||
| Non-Performing Loans to Capital | 5.49% | |||
| Non-Performing Loans to Loans | 1.43% | |||
| Balance Sheet |
The Local Federal Credit Union
Dallas, TX |
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| Total Assets | 24.56M | |||
| Total Deposits | 18.44M | |||
| Capital and Reserves |
The Local Federal Credit Union
Dallas, TX |
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| Capital | 5.34M | |||
| Leverage Ratio | 21.74 | |||
| Loan Loss Reserves to Loans | 1.04% | |||
| Liquidity |
The Local Federal Credit Union
Dallas, TX |
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| Hot Money Ratio | 3.00% | |||
| Liquidity Ratio | 18.88% | |||
| Profitability |
The Local Federal Credit Union
Dallas, TX |
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| 5-Year Return on Average Assets | 0.63% | |||
| Net Income | 43.00K | |||
| Net Interest Spread | 8.85% | |||
| Operating Profit to Average Assets | 0.56% | |||
| Overhead Efficiency Ratio | 97.95% | |||
| Return on Assets | 0.35% | |||
| Return on Equity | 1.62% | |||