| Weiss Ratings |
The Local Federal Credit Union
Dallas, TX |
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| Rating | ||||
| Asset Quality Index | 5.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 5.90 | |||
| Stability Index | 6.70 | |||
| Company Info |
The Local Federal Credit Union
Dallas, TX |
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| NCUA Charter Number | 3829 | |||
| Phone Number | (214) 638-0404 | |||
| Website | www.thelocalfcu.com | |||
| Asset Quality |
The Local Federal Credit Union
Dallas, TX |
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| 1-Year Asset Growth | -10.54% | |||
| 5-Year Asset Growth | 2.01% | |||
| 5-Year Charge-Offs to Average Loans | 0.57% | |||
| Charge-Offs to Average Loans | 0.29% | |||
| Non-Performing Assets to Assets | 2.38% | |||
| Non-Performing Loans to Capital | 11.13% | |||
| Non-Performing Loans to Loans | 2.76% | |||
| Balance Sheet |
The Local Federal Credit Union
Dallas, TX |
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| Total Assets | 25.33M | |||
| Total Deposits | 20.06M | |||
| Capital and Reserves |
The Local Federal Credit Union
Dallas, TX |
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| Capital | 5.22M | |||
| Leverage Ratio | 20.61 | |||
| Loan Loss Reserves to Loans | 0.91% | |||
| Liquidity |
The Local Federal Credit Union
Dallas, TX |
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| Hot Money Ratio | 3.75% | |||
| Liquidity Ratio | 17.04% | |||
| Profitability |
The Local Federal Credit Union
Dallas, TX |
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| 5-Year Return on Average Assets | 0.73% | |||
| Net Income | 35.00K | |||
| Net Interest Spread | 9.35% | |||
| Operating Profit to Average Assets | 1.01% | |||
| Overhead Efficiency Ratio | 91.05% | |||
| Return on Assets | 0.55% | |||
| Return on Equity | 2.69% | |||