Richland Parish Schools Federal Credit Union

Rayville, LA

Rating Date

September 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
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Weiss Ratings	Richland Parish Schools Federal Credit Union Rayville, LA	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	8.00
Capitalization Index	10.00
Liquidity Index	7.20
Profitability Index	6.00
Stability Index	4.30

Company Info	Richland Parish Schools Federal Credit Union Rayville, LA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3831
Phone Number	(318) 728-5964
Website	www.richland.k12.la.us

Asset Quality	Richland Parish Schools Federal Credit Union Rayville, LA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-2.05%
5-Year Asset Growth	-0.88%
5-Year Charge-Offs to Average Loans	3.32%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	1.75%
Non-Performing Loans to Capital	5.08%
Non-Performing Loans to Loans	4.65%

Balance Sheet	Richland Parish Schools Federal Credit Union Rayville, LA	Click to Compare	Click to Compare	Click to Compare
Total Assets	572.00K
Total Deposits	383.00K

Capital and Reserves	Richland Parish Schools Federal Credit Union Rayville, LA	Click to Compare	Click to Compare	Click to Compare
Capital	188.00K
Leverage Ratio	32.87
Loan Loss Reserves to Loans	4.19%

Liquidity	Richland Parish Schools Federal Credit Union Rayville, LA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	94.01%

Profitability	Richland Parish Schools Federal Credit Union Rayville, LA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.43%
Net Income	3.00K
Net Interest Spread	6.61%
Operating Profit to Average Assets	1.05%
Overhead Efficiency Ratio	80.00%
Return on Assets	1.05%
Return on Equity	3.23%