C
Richland Parish Schools Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
33.51
Leverage
Ratio
33.51
Return On
Assets
1.17%
Total
Assets
567.00K
Capital
190.00K
Total
Deposits
374.00K
Net
Income
5.00K
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Weiss Ratings Richland Parish Schools Federal Credit Union
Rayville, LA 		Click to
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Rating C
Asset Quality Index 6.90
Capitalization Index 10.00
Liquidity Index 7.20
Profitability Index 7.30
Stability Index 5.00
Company Info Richland Parish Schools Federal Credit Union
Rayville, LA 		Click to
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NCUA Charter Number 3831
Phone Number (318) 728-5964
Website www.richland.k12.la.us
Asset Quality Richland Parish Schools Federal Credit Union
Rayville, LA 		Click to
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1-Year Asset Growth -3.24%
5-Year Asset Growth -0.88%
5-Year Charge-Offs to Average Loans 3.32%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 2.29%
Non-Performing Loans to Capital 6.53%
Non-Performing Loans to Loans 6.22%
Balance Sheet Richland Parish Schools Federal Credit Union
Rayville, LA 		Click to
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Total Assets 567.00K
Total Deposits 374.00K
Capital and Reserves Richland Parish Schools Federal Credit Union
Rayville, LA 		Click to
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Capital 190.00K
Leverage Ratio 33.51
Loan Loss Reserves to Loans 4.31%
Liquidity Richland Parish Schools Federal Credit Union
Rayville, LA 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 96.01%
Profitability Richland Parish Schools Federal Credit Union
Rayville, LA 		Click to
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5-Year Return on Average Assets 0.43%
Net Income 5.00K
Net Interest Spread 6.77%
Operating Profit to Average Assets 1.40%
Overhead Efficiency Ratio 73.91%
Return on Assets 1.17%
Return on Equity 3.57%