| Weiss Ratings |
First Service Credit Union
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 7.00 | |||
| Capitalization Index | 8.60 | |||
| Liquidity Index | 2.20 | |||
| Profitability Index | 4.80 | |||
| Stability Index | 6.30 | |||
| Company Info |
First Service Credit Union
Houston, TX |
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| NCUA Charter Number | 3835 | |||
| Phone Number | (713) 676-7777 | |||
| Website | www.fscu.com | |||
| Asset Quality |
First Service Credit Union
Houston, TX |
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| 1-Year Asset Growth | 6.38% | |||
| 5-Year Asset Growth | 16.16% | |||
| 5-Year Charge-Offs to Average Loans | 0.61% | |||
| Charge-Offs to Average Loans | 0.87% | |||
| Non-Performing Assets to Assets | 0.83% | |||
| Non-Performing Loans to Capital | 7.27% | |||
| Non-Performing Loans to Loans | 0.85% | |||
| Balance Sheet |
First Service Credit Union
Houston, TX |
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| Total Assets | 1.41B | |||
| Total Deposits | 1.24B | |||
| Capital and Reserves |
First Service Credit Union
Houston, TX |
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| Capital | 149.24M | |||
| Leverage Ratio | 11.08 | |||
| Loan Loss Reserves to Loans | 1.04% | |||
| Liquidity |
First Service Credit Union
Houston, TX |
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| Hot Money Ratio | 20.93% | |||
| Liquidity Ratio | 7.92% | |||
| Profitability |
First Service Credit Union
Houston, TX |
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| 5-Year Return on Average Assets | 0.76% | |||
| Net Income | 2.03M | |||
| Net Interest Spread | 4.18% | |||
| Operating Profit to Average Assets | 1.14% | |||
| Overhead Efficiency Ratio | 78.31% | |||
| Return on Assets | 0.54% | |||
| Return on Equity | 5.50% | |||