| Weiss Ratings |
First Service Credit Union
Houston, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 6.80 | |||
| Capitalization Index | 8.80 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 2.60 | |||
| Stability Index | 7.50 | |||
| Company Info |
First Service Credit Union
Houston, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 3835 | |||
| Phone Number | (713) 676-7777 | |||
| Website | www.fscu.com | |||
| Asset Quality |
First Service Credit Union
Houston, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -4.28% | |||
| 5-Year Asset Growth | 12.28% | |||
| 5-Year Charge-Offs to Average Loans | 0.64% | |||
| Charge-Offs to Average Loans | 0.75% | |||
| Non-Performing Assets to Assets | 0.97% | |||
| Non-Performing Loans to Capital | 8.60% | |||
| Non-Performing Loans to Loans | 1.25% | |||
| Balance Sheet |
First Service Credit Union
Houston, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.33B | |||
| Total Deposits | 1.14B | |||
| Capital and Reserves |
First Service Credit Union
Houston, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 141.69M | |||
| Leverage Ratio | 11.43 | |||
| Loan Loss Reserves to Loans | 0.88% | |||
| Liquidity |
First Service Credit Union
Houston, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 18.91% | |||
| Liquidity Ratio | 12.52% | |||
| Profitability |
First Service Credit Union
Houston, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.80% | |||
| Net Income | 860.00K | |||
| Net Interest Spread | 3.56% | |||
| Operating Profit to Average Assets | 0.72% | |||
| Overhead Efficiency Ratio | 84.95% | |||
| Return on Assets | 0.26% | |||
| Return on Equity | 2.43% | |||