| Weiss Ratings |
First Service Credit Union
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 8.60 | |||
| Liquidity Index | 2.10 | |||
| Profitability Index | 4.90 | |||
| Stability Index | 6.30 | |||
| Company Info |
First Service Credit Union
Houston, TX |
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| NCUA Charter Number | 3835 | |||
| Phone Number | (713) 676-7777 | |||
| Website | www.fscu.com | |||
| Asset Quality |
First Service Credit Union
Houston, TX |
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| 1-Year Asset Growth | 8.16% | |||
| 5-Year Asset Growth | 16.16% | |||
| 5-Year Charge-Offs to Average Loans | 0.61% | |||
| Charge-Offs to Average Loans | 0.83% | |||
| Non-Performing Assets to Assets | 0.75% | |||
| Non-Performing Loans to Capital | 6.67% | |||
| Non-Performing Loans to Loans | 0.78% | |||
| Balance Sheet |
First Service Credit Union
Houston, TX |
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| Total Assets | 1.42B | |||
| Total Deposits | 1.23B | |||
| Capital and Reserves |
First Service Credit Union
Houston, TX |
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| Capital | 150.10M | |||
| Leverage Ratio | 11.06 | |||
| Loan Loss Reserves to Loans | 1.00% | |||
| Liquidity |
First Service Credit Union
Houston, TX |
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| Hot Money Ratio | 21.61% | |||
| Liquidity Ratio | 7.13% | |||
| Profitability |
First Service Credit Union
Houston, TX |
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| 5-Year Return on Average Assets | 0.76% | |||
| Net Income | 2.82M | |||
| Net Interest Spread | 4.27% | |||
| Operating Profit to Average Assets | 0.97% | |||
| Overhead Efficiency Ratio | 81.84% | |||
| Return on Assets | 0.39% | |||
| Return on Equity | 3.79% | |||