B
Preston Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Preston Federal Credit Union
Kingwood, WV
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.40
Profitability Index 5.80
Stability Index 6.50
Company Info Preston Federal Credit Union
Kingwood, WV
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NCUA Charter Number 3845
Phone Number (304) 329-2699
Website www.prestonfcu.com/
Asset Quality Preston Federal Credit Union
Kingwood, WV
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1-Year Asset Growth 4.95%
5-Year Asset Growth 1.93%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.20%
Non-Performing Assets to Assets 0.23%
Non-Performing Loans to Capital 1.74%
Non-Performing Loans to Loans 0.76%
Balance Sheet Preston Federal Credit Union
Kingwood, WV
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Total Assets 30.20M
Total Deposits 26.20M
Capital and Reserves Preston Federal Credit Union
Kingwood, WV
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Capital 3.98M
Leverage Ratio 13.17
Loan Loss Reserves to Loans 0.44%
Liquidity Preston Federal Credit Union
Kingwood, WV
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Hot Money Ratio 10.26%
Liquidity Ratio 16.73%
Profitability Preston Federal Credit Union
Kingwood, WV
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5-Year Return on Average Assets 0.21%
Net Income 219.00K
Net Interest Spread 3.03%
Operating Profit to Average Assets 1.08%
Overhead Efficiency Ratio 64.08%
Return on Assets 0.98%
Return on Equity 7.59%