B
Preston Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Preston Federal Credit Union
Kingwood, WV
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Rating B
Asset Quality Index 9.80
Capitalization Index 10.00
Liquidity Index 6.40
Profitability Index 3.50
Stability Index 6.50
Company Info Preston Federal Credit Union
Kingwood, WV
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NCUA Charter Number 3845
Phone Number (304) 329-2699
Website www.prestonfcu.com/
Asset Quality Preston Federal Credit Union
Kingwood, WV
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1-Year Asset Growth 1.65%
5-Year Asset Growth 1.93%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.28%
Non-Performing Assets to Assets 0.30%
Non-Performing Loans to Capital 2.28%
Non-Performing Loans to Loans 0.99%
Balance Sheet Preston Federal Credit Union
Kingwood, WV
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Total Assets 29.87M
Total Deposits 25.98M
Capital and Reserves Preston Federal Credit Union
Kingwood, WV
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Capital 3.87M
Leverage Ratio 12.95
Loan Loss Reserves to Loans 0.44%
Liquidity Preston Federal Credit Union
Kingwood, WV
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Hot Money Ratio 9.54%
Liquidity Ratio 20.08%
Profitability Preston Federal Credit Union
Kingwood, WV
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5-Year Return on Average Assets 0.21%
Net Income 79.00K
Net Interest Spread 2.68%
Operating Profit to Average Assets 0.62%
Overhead Efficiency Ratio 73.82%
Return on Assets 0.53%
Return on Equity 4.15%