D
HMC (NJ) Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings HMC (NJ) Federal Credit Union
Flemington, NJ
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Rating D
Asset Quality Index 10.00
Capitalization Index 8.40
Liquidity Index 7.00
Profitability Index 2.70
Stability Index 4.00
Company Info HMC (NJ) Federal Credit Union
Flemington, NJ
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NCUA Charter Number 3849
Phone Number (908) 483-5767
Website www.hmcfederalcreditunion.org
Asset Quality HMC (NJ) Federal Credit Union
Flemington, NJ
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1-Year Asset Growth 4.36%
5-Year Asset Growth 7.17%
5-Year Charge-Offs to Average Loans 0.46%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.30%
Non-Performing Loans to Loans 0.13%
Balance Sheet HMC (NJ) Federal Credit Union
Flemington, NJ
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Total Assets 9.41M
Total Deposits 8.39M
Capital and Reserves HMC (NJ) Federal Credit Union
Flemington, NJ
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Capital 980.00K
Leverage Ratio 10.42
Loan Loss Reserves to Loans 1.00%
Liquidity HMC (NJ) Federal Credit Union
Flemington, NJ
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Hot Money Ratio 0.00%
Liquidity Ratio 30.75%
Profitability HMC (NJ) Federal Credit Union
Flemington, NJ
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5-Year Return on Average Assets 0.23%
Net Income 13.00K
Net Interest Spread 2.91%
Operating Profit to Average Assets 0.44%
Overhead Efficiency Ratio 82.79%
Return on Assets 0.27%
Return on Equity 2.67%