A
Morehead Community Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Morehead Community Federal Credit Union
Morehead, KY
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 5.80
Profitability Index 9.90
Stability Index 7.20
Company Info Morehead Community Federal Credit Union
Morehead, KY
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NCUA Charter Number 3852
Phone Number (606) 784-2201
Website www.moreheadcommunity.com
Asset Quality Morehead Community Federal Credit Union
Morehead, KY
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1-Year Asset Growth 12.15%
5-Year Asset Growth 8.49%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.28%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 1.29%
Non-Performing Loans to Loans 0.20%
Balance Sheet Morehead Community Federal Credit Union
Morehead, KY
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Total Assets 61.76M
Total Deposits 53.59M
Capital and Reserves Morehead Community Federal Credit Union
Morehead, KY
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Capital 7.91M
Leverage Ratio 12.89
Loan Loss Reserves to Loans 0.81%
Liquidity Morehead Community Federal Credit Union
Morehead, KY
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Hot Money Ratio 17.31%
Liquidity Ratio 39.18%
Profitability Morehead Community Federal Credit Union
Morehead, KY
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5-Year Return on Average Assets 1.06%
Net Income 765.00K
Net Interest Spread 3.72%
Operating Profit to Average Assets 1.81%
Overhead Efficiency Ratio 59.43%
Return on Assets 1.72%
Return on Equity 13.65%