Everwise Credit Union
| Weiss Ratings |
Everwise Credit Union
South Bend, IN |
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| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 5.70 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 4.90 | |||
| Stability Index | 6.10 | |||
| Company Info |
Everwise Credit Union
South Bend, IN |
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| NCUA Charter Number | 386 | |||
| Phone Number | (574) 232-8012 | |||
| Website | www.everwisecu.com | |||
| Asset Quality |
Everwise Credit Union
South Bend, IN |
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| 1-Year Asset Growth | 4.58% | |||
| 5-Year Asset Growth | 9.41% | |||
| 5-Year Charge-Offs to Average Loans | 0.34% | |||
| Charge-Offs to Average Loans | 0.51% | |||
| Non-Performing Assets to Assets | 0.63% | |||
| Non-Performing Loans to Capital | 6.75% | |||
| Non-Performing Loans to Loans | 0.69% | |||
| Balance Sheet |
Everwise Credit Union
South Bend, IN |
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| Total Assets | 5.38B | |||
| Total Deposits | 4.80B | |||
| Capital and Reserves |
Everwise Credit Union
South Bend, IN |
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| Capital | 430.87M | |||
| Leverage Ratio | 8.97 | |||
| Loan Loss Reserves to Loans | 1.71% | |||
| Liquidity |
Everwise Credit Union
South Bend, IN |
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| Hot Money Ratio | 16.03% | |||
| Liquidity Ratio | 7.91% | |||
| Profitability |
Everwise Credit Union
South Bend, IN |
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| 5-Year Return on Average Assets | 0.80% | |||
| Net Income | 8.22M | |||
| Net Interest Spread | 3.17% | |||
| Operating Profit to Average Assets | 1.16% | |||
| Overhead Efficiency Ratio | 70.97% | |||
| Return on Assets | 0.62% | |||
| Return on Equity | 7.74% | |||