Everwise Credit Union
| Weiss Ratings |
Everwise Credit Union
South Bend, IN |
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| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 5.60 | |||
| Liquidity Index | 1.90 | |||
| Profitability Index | 5.40 | |||
| Stability Index | 5.00 | |||
| Company Info |
Everwise Credit Union
South Bend, IN |
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| NCUA Charter Number | 386 | |||
| Phone Number | (574) 232-8012 | |||
| Website | www.everwisecu.com | |||
| Asset Quality |
Everwise Credit Union
South Bend, IN |
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| 1-Year Asset Growth | 6.93% | |||
| 5-Year Asset Growth | 9.41% | |||
| 5-Year Charge-Offs to Average Loans | 0.34% | |||
| Charge-Offs to Average Loans | 0.53% | |||
| Non-Performing Assets to Assets | 0.71% | |||
| Non-Performing Loans to Capital | 7.70% | |||
| Non-Performing Loans to Loans | 0.80% | |||
| Balance Sheet |
Everwise Credit Union
South Bend, IN |
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| Total Assets | 5.53B | |||
| Total Deposits | 4.94B | |||
| Capital and Reserves |
Everwise Credit Union
South Bend, IN |
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| Capital | 441.08M | |||
| Leverage Ratio | 8.86 | |||
| Loan Loss Reserves to Loans | 1.70% | |||
| Liquidity |
Everwise Credit Union
South Bend, IN |
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| Hot Money Ratio | 16.14% | |||
| Liquidity Ratio | 7.01% | |||
| Profitability |
Everwise Credit Union
South Bend, IN |
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| 5-Year Return on Average Assets | 0.80% | |||
| Net Income | 15.34M | |||
| Net Interest Spread | 3.15% | |||
| Operating Profit to Average Assets | 1.13% | |||
| Overhead Efficiency Ratio | 71.43% | |||
| Return on Assets | 0.57% | |||
| Return on Equity | 7.13% | |||