B
Local 804 Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Local 804 Federal Credit Union
Port Washington, NY
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Rating B
Asset Quality Index 6.40
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 8.30
Stability Index 5.70
Company Info Local 804 Federal Credit Union
Port Washington, NY
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NCUA Charter Number 3861
Phone Number (718) 878-4624
Website www.cu804.org
Asset Quality Local 804 Federal Credit Union
Port Washington, NY
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1-Year Asset Growth 1.57%
5-Year Asset Growth 4.15%
5-Year Charge-Offs to Average Loans 0.83%
Charge-Offs to Average Loans 0.20%
Non-Performing Assets to Assets 1.94%
Non-Performing Loans to Capital 6.11%
Non-Performing Loans to Loans 2.83%
Balance Sheet Local 804 Federal Credit Union
Port Washington, NY
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Total Assets 20.64M
Total Deposits 14.39M
Capital and Reserves Local 804 Federal Credit Union
Port Washington, NY
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Capital 6.24M
Leverage Ratio 30.24
Loan Loss Reserves to Loans 2.17%
Liquidity Local 804 Federal Credit Union
Port Washington, NY
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Hot Money Ratio 1.74%
Liquidity Ratio 12.82%
Profitability Local 804 Federal Credit Union
Port Washington, NY
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5-Year Return on Average Assets 1.31%
Net Income 78.00K
Net Interest Spread 6.26%
Operating Profit to Average Assets 2.12%
Overhead Efficiency Ratio 70.24%
Return on Assets 1.51%
Return on Equity 5.03%