Element Federal Credit Union
Weiss Ratings |
Element Federal Credit Union
Charleston, WV |
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Rating | ||||
Asset Quality Index | 8.70 | |||
Capitalization Index | 10.00 | |||
Liquidity Index | 4.10 | |||
Profitability Index | 7.30 | |||
Stability Index | 7.00 | |||
Company Info |
Element Federal Credit Union
Charleston, WV |
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NCUA Charter Number | 3863 | |||
Phone Number | (304) 721-4145 | |||
Website | www.elementfcu.org/ | |||
Asset Quality |
Element Federal Credit Union
Charleston, WV |
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1-Year Asset Growth | 10.00% | |||
5-Year Asset Growth | 12.70% | |||
5-Year Charge-Offs to Average Loans | 0.71% | |||
Charge-Offs to Average Loans | 0.54% | |||
Non-Performing Assets to Assets | 0.51% | |||
Non-Performing Loans to Capital | 3.71% | |||
Non-Performing Loans to Loans | 0.71% | |||
Balance Sheet |
Element Federal Credit Union
Charleston, WV |
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Total Assets | 60.64M | |||
Total Deposits | 52.32M | |||
Capital and Reserves |
Element Federal Credit Union
Charleston, WV |
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Capital | 7.80M | |||
Leverage Ratio | 12.88 | |||
Loan Loss Reserves to Loans | 1.54% | |||
Liquidity |
Element Federal Credit Union
Charleston, WV |
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Hot Money Ratio | 10.73% | |||
Liquidity Ratio | 44.99% | |||
Profitability |
Element Federal Credit Union
Charleston, WV |
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5-Year Return on Average Assets | 1.53% | |||
Net Income | 202.00K | |||
Net Interest Spread | 6.68% | |||
Operating Profit to Average Assets | 1.32% | |||
Overhead Efficiency Ratio | 77.82% | |||
Return on Assets | 1.34% | |||
Return on Equity | 10.49% | |||