Element Federal Credit Union
| Weiss Ratings |
Element Federal Credit Union
Charleston, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 7.30 | |||
| Stability Index | 7.00 | |||
| Company Info |
Element Federal Credit Union
Charleston, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 3863 | |||
| Phone Number | (304) 721-4145 | |||
| Website | www.elementfcu.org/ | |||
| Asset Quality |
Element Federal Credit Union
Charleston, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 10.00% | |||
| 5-Year Asset Growth | 12.70% | |||
| 5-Year Charge-Offs to Average Loans | 0.71% | |||
| Charge-Offs to Average Loans | 0.54% | |||
| Non-Performing Assets to Assets | 0.51% | |||
| Non-Performing Loans to Capital | 3.71% | |||
| Non-Performing Loans to Loans | 0.71% | |||
| Balance Sheet |
Element Federal Credit Union
Charleston, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 60.64M | |||
| Total Deposits | 52.32M | |||
| Capital and Reserves |
Element Federal Credit Union
Charleston, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 7.80M | |||
| Leverage Ratio | 12.88 | |||
| Loan Loss Reserves to Loans | 1.54% | |||
| Liquidity |
Element Federal Credit Union
Charleston, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 10.73% | |||
| Liquidity Ratio | 44.99% | |||
| Profitability |
Element Federal Credit Union
Charleston, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.53% | |||
| Net Income | 202.00K | |||
| Net Interest Spread | 6.68% | |||
| Operating Profit to Average Assets | 1.32% | |||
| Overhead Efficiency Ratio | 77.82% | |||
| Return on Assets | 1.34% | |||
| Return on Equity | 10.49% | |||