Element Federal Credit Union
| Weiss Ratings |
Element Federal Credit Union
Charleston, WV |
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| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.80 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 7.80 | |||
| Company Info |
Element Federal Credit Union
Charleston, WV |
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| NCUA Charter Number | 3863 | |||
| Phone Number | (304) 721-4145 | |||
| Website | www.elementfcu.org/ | |||
| Asset Quality |
Element Federal Credit Union
Charleston, WV |
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| 1-Year Asset Growth | 21.95% | |||
| 5-Year Asset Growth | 14.21% | |||
| 5-Year Charge-Offs to Average Loans | 0.53% | |||
| Charge-Offs to Average Loans | 0.63% | |||
| Non-Performing Assets to Assets | 0.83% | |||
| Non-Performing Loans to Capital | 6.38% | |||
| Non-Performing Loans to Loans | 1.09% | |||
| Balance Sheet |
Element Federal Credit Union
Charleston, WV |
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| Total Assets | 73.94M | |||
| Total Deposits | 63.64M | |||
| Capital and Reserves |
Element Federal Credit Union
Charleston, WV |
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| Capital | 9.25M | |||
| Leverage Ratio | 12.52 | |||
| Loan Loss Reserves to Loans | 1.43% | |||
| Liquidity |
Element Federal Credit Union
Charleston, WV |
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| Hot Money Ratio | 2.96% | |||
| Liquidity Ratio | 60.87% | |||
| Profitability |
Element Federal Credit Union
Charleston, WV |
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| 5-Year Return on Average Assets | 1.79% | |||
| Net Income | 365.00K | |||
| Net Interest Spread | 5.98% | |||
| Operating Profit to Average Assets | 2.28% | |||
| Overhead Efficiency Ratio | 63.14% | |||
| Return on Assets | 2.03% | |||
| Return on Equity | 16.10% | |||