Texas Associations of Professionals Federal Credit Union
Major Rating Factors:
Operating profits as a percentage of assets at 4.1%, coupled with a return on assets of 3.1 has resulted in Fair (4.9) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.2 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 16.1 and a net worth ratio of 16.1. A current level of 2.7 percent of nonperforming loans to core capital contributes to the Excellent asset quality (9.4).
Asset Mix:
Home mtgs (65%), consumer loans (3%), comm loans (1%), other (31%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
9110 West Interstate 10
San Antonio, TX 78230
San Antonio, TX 78230
Phone Number
(210) 593-3710
NCUA Charter Number
Website
Largest Competitors
San Antonio, TX
San Antonio, TX
San Antonio, TX
San Antonio, TX
San Antonio, TX