A
Tri-Lakes Federal Credit Union
Rating Date
December 2025
Net Capital
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Weiss Ratings Tri-Lakes Federal Credit Union
Saranac Lake, NY
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 5.70
Profitability Index 9.80
Stability Index 7.10
Company Info Tri-Lakes Federal Credit Union
Saranac Lake, NY
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NCUA Charter Number 3869
Phone Number (518) 891-1666
Website www.trilakesfcu.com/
Asset Quality Tri-Lakes Federal Credit Union
Saranac Lake, NY
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1-Year Asset Growth -0.42%
5-Year Asset Growth 6.11%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 0.19%
Non-Performing Loans to Capital 1.38%
Non-Performing Loans to Loans 0.42%
Balance Sheet Tri-Lakes Federal Credit Union
Saranac Lake, NY
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Total Assets 26.64M
Total Deposits 22.77M
Capital and Reserves Tri-Lakes Federal Credit Union
Saranac Lake, NY
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Capital 3.53M
Leverage Ratio 13.25
Loan Loss Reserves to Loans 0.70%
Liquidity Tri-Lakes Federal Credit Union
Saranac Lake, NY
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Hot Money Ratio 0.00%
Liquidity Ratio 19.43%
Profitability Tri-Lakes Federal Credit Union
Saranac Lake, NY
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5-Year Return on Average Assets 1.21%
Net Income 388.00K
Net Interest Spread 5.11%
Operating Profit to Average Assets 1.95%
Overhead Efficiency Ratio 63.58%
Return on Assets 1.93%
Return on Equity 15.49%