B
Team One Credit Union
SaginawMI
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Team One Credit Union
Saginaw, MI
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Rating B
Asset Quality Index 8.00
Capitalization Index 6.40
Liquidity Index 3.30
Profitability Index 3.50
Stability Index 6.10
Company Info Team One Credit Union
Saginaw, MI
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NCUA Charter Number 387
Phone Number (989) 754-6575
Website www.teamonecu.org
Asset Quality Team One Credit Union
Saginaw, MI
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1-Year Asset Growth 2.27%
5-Year Asset Growth 5.68%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.50%
Non-Performing Assets to Assets 0.44%
Non-Performing Loans to Capital 5.03%
Non-Performing Loans to Loans 0.69%
Balance Sheet Team One Credit Union
Saginaw, MI
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Total Assets 769.45M
Total Deposits 692.87M
Capital and Reserves Team One Credit Union
Saginaw, MI
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Capital 69.41M
Leverage Ratio 8.95
Loan Loss Reserves to Loans 0.64%
Liquidity Team One Credit Union
Saginaw, MI
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Hot Money Ratio 12.27%
Liquidity Ratio 19.94%
Profitability Team One Credit Union
Saginaw, MI
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5-Year Return on Average Assets 0.19%
Net Income 127.00K
Net Interest Spread 3.97%
Operating Profit to Average Assets 0.81%
Overhead Efficiency Ratio 88.59%
Return on Assets 0.07%
Return on Equity 0.74%