| Weiss Ratings |
Alternatives Federal Credit Union
Ithaca, NY |
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| Rating | ||||
| Asset Quality Index | 1.70 | |||
| Capitalization Index | 4.30 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 2.40 | |||
| Stability Index | 2.70 | |||
| Company Info |
Alternatives Federal Credit Union
Ithaca, NY |
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| NCUA Charter Number | 3874 | |||
| Phone Number | (607) 273-4611 | |||
| Website | www.alternatives.org | |||
| Asset Quality |
Alternatives Federal Credit Union
Ithaca, NY |
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| 1-Year Asset Growth | 0.01% | |||
| 5-Year Asset Growth | 7.54% | |||
| 5-Year Charge-Offs to Average Loans | 0.64% | |||
| Charge-Offs to Average Loans | 2.07% | |||
| Non-Performing Assets to Assets | 2.99% | |||
| Non-Performing Loans to Capital | 41.31% | |||
| Non-Performing Loans to Loans | 5.63% | |||
| Balance Sheet |
Alternatives Federal Credit Union
Ithaca, NY |
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| Total Assets | 166.43M | |||
| Total Deposits | 148.29M | |||
| Capital and Reserves |
Alternatives Federal Credit Union
Ithaca, NY |
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| Capital | 10.96M | |||
| Leverage Ratio | 10.44 | |||
| Loan Loss Reserves to Loans | 1.25% | |||
| Liquidity |
Alternatives Federal Credit Union
Ithaca, NY |
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| Hot Money Ratio | 12.01% | |||
| Liquidity Ratio | 21.72% | |||
| Profitability |
Alternatives Federal Credit Union
Ithaca, NY |
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| 5-Year Return on Average Assets | 0.62% | |||
| Net Income | -1.27M | |||
| Net Interest Spread | 4.79% | |||
| Operating Profit to Average Assets | 0.14% | |||
| Overhead Efficiency Ratio | 97.47% | |||
| Return on Assets | -1.01% | |||
| Return on Equity | -14.37% | |||