| Weiss Ratings |
Alternatives Federal Credit Union
Ithaca, NY |
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| Rating | ||||
| Asset Quality Index | 3.70 | |||
| Capitalization Index | 4.80 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 0.50 | |||
| Stability Index | 2.50 | |||
| Company Info |
Alternatives Federal Credit Union
Ithaca, NY |
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| NCUA Charter Number | 3874 | |||
| Phone Number | (607) 273-4611 | |||
| Website | www.alternatives.org | |||
| Asset Quality |
Alternatives Federal Credit Union
Ithaca, NY |
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| 1-Year Asset Growth | -9.40% | |||
| 5-Year Asset Growth | 6.58% | |||
| 5-Year Charge-Offs to Average Loans | 0.52% | |||
| Charge-Offs to Average Loans | 1.45% | |||
| Non-Performing Assets to Assets | 1.96% | |||
| Non-Performing Loans to Capital | 24.73% | |||
| Non-Performing Loans to Loans | 3.15% | |||
| Balance Sheet |
Alternatives Federal Credit Union
Ithaca, NY |
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| Total Assets | 147.08M | |||
| Total Deposits | 128.65M | |||
| Capital and Reserves |
Alternatives Federal Credit Union
Ithaca, NY |
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| Capital | 10.46M | |||
| Leverage Ratio | 12.68 | |||
| Loan Loss Reserves to Loans | 1.37% | |||
| Liquidity |
Alternatives Federal Credit Union
Ithaca, NY |
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| Hot Money Ratio | 6.66% | |||
| Liquidity Ratio | 16.94% | |||
| Profitability |
Alternatives Federal Credit Union
Ithaca, NY |
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| 5-Year Return on Average Assets | 0.60% | |||
| Net Income | -12.00K | |||
| Net Interest Spread | 4.72% | |||
| Operating Profit to Average Assets | 0.36% | |||
| Overhead Efficiency Ratio | 92.90% | |||
| Return on Assets | -0.03% | |||
| Return on Equity | -0.46% | |||