| Weiss Ratings |
Alternatives Federal Credit Union
Ithaca, NY |
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| Rating | ||||
| Asset Quality Index | 3.60 | |||
| Capitalization Index | 4.70 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 2.30 | |||
| Stability Index | 2.40 | |||
| Company Info |
Alternatives Federal Credit Union
Ithaca, NY |
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| NCUA Charter Number | 3874 | |||
| Phone Number | (607) 273-4611 | |||
| Website | www.alternatives.org | |||
| Asset Quality |
Alternatives Federal Credit Union
Ithaca, NY |
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| 1-Year Asset Growth | -0.52% | |||
| 5-Year Asset Growth | 7.54% | |||
| 5-Year Charge-Offs to Average Loans | 0.64% | |||
| Charge-Offs to Average Loans | 0.54% | |||
| Non-Performing Assets to Assets | 3.46% | |||
| Non-Performing Loans to Capital | 31.28% | |||
| Non-Performing Loans to Loans | 3.94% | |||
| Balance Sheet |
Alternatives Federal Credit Union
Ithaca, NY |
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| Total Assets | 167.42M | |||
| Total Deposits | 147.94M | |||
| Capital and Reserves |
Alternatives Federal Credit Union
Ithaca, NY |
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| Capital | 11.94M | |||
| Leverage Ratio | 11.04 | |||
| Loan Loss Reserves to Loans | 1.04% | |||
| Liquidity |
Alternatives Federal Credit Union
Ithaca, NY |
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| Hot Money Ratio | 11.10% | |||
| Liquidity Ratio | 23.91% | |||
| Profitability |
Alternatives Federal Credit Union
Ithaca, NY |
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| 5-Year Return on Average Assets | 0.62% | |||
| Net Income | -158.00K | |||
| Net Interest Spread | 4.71% | |||
| Operating Profit to Average Assets | -0.04% | |||
| Overhead Efficiency Ratio | 101.85% | |||
| Return on Assets | -0.19% | |||
| Return on Equity | -2.63% | |||