Vitelco Employees Federal Credit Union

Charlotte Amalie, VI

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Vitelco Employees Federal Credit Union Charlotte Amalie, VI	Click to Compare	Click to Compare	Click to Compare
Rating	D
Asset Quality Index	10.00
Capitalization Index	6.60
Liquidity Index	8.20
Profitability Index	0.00
Stability Index	4.80

Company Info	Vitelco Employees Federal Credit Union Charlotte Amalie, VI	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3877
Phone Number	(340) 776-4500
Website	www.vitelcocu.com

Asset Quality	Vitelco Employees Federal Credit Union Charlotte Amalie, VI	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-5.49%
5-Year Asset Growth	-3.05%
5-Year Charge-Offs to Average Loans	2.74%
Charge-Offs to Average Loans	-3.59%
Non-Performing Assets to Assets	0.11%
Non-Performing Loans to Capital	1.01%
Non-Performing Loans to Loans	0.54%

Balance Sheet	Vitelco Employees Federal Credit Union Charlotte Amalie, VI	Click to Compare	Click to Compare	Click to Compare
Total Assets	1.81M
Total Deposits	1.60M

Capital and Reserves	Vitelco Employees Federal Credit Union Charlotte Amalie, VI	Click to Compare	Click to Compare	Click to Compare
Capital	164.00K
Leverage Ratio	9.02
Loan Loss Reserves to Loans	9.41%

Liquidity	Vitelco Employees Federal Credit Union Charlotte Amalie, VI	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	87.48%

Profitability	Vitelco Employees Federal Credit Union Charlotte Amalie, VI	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	-1.82%
Net Income	-49.00K
Net Interest Spread	5.29%
Operating Profit to Average Assets	-3.74%
Overhead Efficiency Ratio	214.29%
Return on Assets	-3.74%
Return on Equity	-34.94%