Sisseton-Wahpeton Federal Credit Union
Major Rating Factors:
A current level of 12.0 percent of nonperforming loans to core capital combined with 2.2 percent from a year earlier contributes to the Good asset quality (5.6).
Other Rating Factors:
Fair liquidity 4.8, driven by a liquidity ratio of 98.5 percent and a “hot money” ratio of 28.4 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.8 on a scale of 0 to 10).
Asset Mix:
Consumer loans (51%), other (49%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
45665 Veterans Memorial Drive
Agency Village, SD 57262
Agency Village, SD 57262
Phone Number
(605) 698-3462
NCUA Charter Number
Largest Competitors
Rapid City, SD
Huron, SD
Sioux Falls, SD
Rapid City, SD
Sioux Falls, SD