B
Electric Co-Op Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
14.57
Leverage
Ratio
14.57
Return On
Assets
2.38%
Total
Assets
17.75M
Capital
2.59M
Total
Deposits
15.13M
Net
Income
207.00K
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Weiss Ratings Electric Co-Op Federal Credit Union
Little Rock, AR 		Click to
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Rating B
Asset Quality Index 8.60
Capitalization Index 10.00
Liquidity Index 5.50
Profitability Index 10.00
Stability Index 6.30
Company Info Electric Co-Op Federal Credit Union
Little Rock, AR 		Click to
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NCUA Charter Number 3883
Phone Number (501) 570-2396
Website www.electriccoopfcu.org
Asset Quality Electric Co-Op Federal Credit Union
Little Rock, AR 		Click to
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1-Year Asset Growth 5.80%
5-Year Asset Growth 2.70%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans -0.10%
Non-Performing Assets to Assets 0.32%
Non-Performing Loans to Capital 2.17%
Non-Performing Loans to Loans 0.53%
Balance Sheet Electric Co-Op Federal Credit Union
Little Rock, AR 		Click to
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Total Assets 17.75M
Total Deposits 15.13M
Capital and Reserves Electric Co-Op Federal Credit Union
Little Rock, AR 		Click to
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Capital 2.59M
Leverage Ratio 14.57
Loan Loss Reserves to Loans 0.37%
Liquidity Electric Co-Op Federal Credit Union
Little Rock, AR 		Click to
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Hot Money Ratio 0.02%
Liquidity Ratio 43.43%
Profitability Electric Co-Op Federal Credit Union
Little Rock, AR 		Click to
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5-Year Return on Average Assets 1.28%
Net Income 207.00K
Net Interest Spread 5.59%
Operating Profit to Average Assets 2.50%
Overhead Efficiency Ratio 61.59%
Return on Assets 2.38%
Return on Equity 16.63%