B
Electric Co-Op Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
15.16
Leverage
Ratio
15.16
Return On
Assets
2.11%
Total
Assets
17.51M
Capital
2.66M
Total
Deposits
14.81M
Net
Income
276.00K
My Lists My Alerts
Weiss Ratings Electric Co-Op Federal Credit Union
Little Rock, AR 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Asset Quality Index 8.60
Capitalization Index 10.00
Liquidity Index 5.10
Profitability Index 10.00
Stability Index 6.30
Company Info Electric Co-Op Federal Credit Union
Little Rock, AR 		Click to
Compare		 Click to
Compare		 Click to
Compare
NCUA Charter Number 3883
Phone Number (501) 570-2396
Website www.electriccoopfcu.org
Asset Quality Electric Co-Op Federal Credit Union
Little Rock, AR 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 4.98%
5-Year Asset Growth 2.70%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.32%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 0.71%
Non-Performing Loans to Loans 0.17%
Balance Sheet Electric Co-Op Federal Credit Union
Little Rock, AR 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 17.51M
Total Deposits 14.81M
Capital and Reserves Electric Co-Op Federal Credit Union
Little Rock, AR 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 2.66M
Leverage Ratio 15.16
Loan Loss Reserves to Loans 0.27%
Liquidity Electric Co-Op Federal Credit Union
Little Rock, AR 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 0.03%
Liquidity Ratio 39.89%
Profitability Electric Co-Op Federal Credit Union
Little Rock, AR 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 1.28%
Net Income 276.00K
Net Interest Spread 5.56%
Operating Profit to Average Assets 2.34%
Overhead Efficiency Ratio 64.13%
Return on Assets 2.11%
Return on Equity 14.52%