C
Academic Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Academic Federal Credit Union
Briarcliff Manor, NY
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Rating C
Asset Quality Index 9.30
Capitalization Index 6.80
Liquidity Index 6.30
Profitability Index 0.50
Stability Index 3.10
Company Info Academic Federal Credit Union
Briarcliff Manor, NY
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NCUA Charter Number 3893
Phone Number (914) 923-3608
Website www.academicfcu.org/
Asset Quality Academic Federal Credit Union
Briarcliff Manor, NY
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1-Year Asset Growth -1.68%
5-Year Asset Growth -0.13%
5-Year Charge-Offs to Average Loans 0.58%
Charge-Offs to Average Loans 0.35%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 1.30%
Non-Performing Loans to Loans 0.37%
Balance Sheet Academic Federal Credit Union
Briarcliff Manor, NY
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Total Assets 34.59M
Total Deposits 31.07M
Capital and Reserves Academic Federal Credit Union
Briarcliff Manor, NY
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Capital 3.19M
Leverage Ratio 9.87
Loan Loss Reserves to Loans 2.23%
Liquidity Academic Federal Credit Union
Briarcliff Manor, NY
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Hot Money Ratio 23.20%
Liquidity Ratio 36.42%
Profitability Academic Federal Credit Union
Briarcliff Manor, NY
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5-Year Return on Average Assets -0.14%
Net Income -23.00K
Net Interest Spread 2.46%
Operating Profit to Average Assets -0.26%
Overhead Efficiency Ratio 110.04%
Return on Assets -0.26%
Return on Equity -2.91%