Tulane/Loyola Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.3 on a scale of 0 to 10).
Other Rating Factors:
Fair liquidity 3.3, driven by a liquidity ratio of 17.5 percent and a “hot money” ratio of 0.0 percent. A current level of 18.4 percent of nonperforming loans to core capital combined with 6.5 percent from a year earlier contributes to the Fair asset quality (3.4).
Asset Mix:
Consumer loans (70%), home mtgs (8%), other (22%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1440 Canal Street
New Orleans, LA 70112
New Orleans, LA 70112
Phone Number
(504) 988-7420
NCUA Charter Number
Website
Largest Competitors
New Orleans, LA
New Orleans, LA
New Orleans, LA
New Orleans, LA
New Orleans, LA