B
Transcend Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Transcend Credit Union
Louisville, KY
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Rating B
Asset Quality Index 8.60
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 5.70
Stability Index 9.00
Company Info Transcend Credit Union
Louisville, KY
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NCUA Charter Number 3902
Phone Number (502) 459-3000
Website www.transcendcu.com
Asset Quality Transcend Credit Union
Louisville, KY
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1-Year Asset Growth 6.85%
5-Year Asset Growth 3.94%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.25%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 0.88%
Non-Performing Loans to Loans 0.16%
Balance Sheet Transcend Credit Union
Louisville, KY
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Total Assets 563.04M
Total Deposits 457.17M
Capital and Reserves Transcend Credit Union
Louisville, KY
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Capital 71.38M
Leverage Ratio 12.68
Loan Loss Reserves to Loans 0.20%
Liquidity Transcend Credit Union
Louisville, KY
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Hot Money Ratio 25.70%
Liquidity Ratio 24.77%
Profitability Transcend Credit Union
Louisville, KY
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5-Year Return on Average Assets 0.62%
Net Income 2.80M
Net Interest Spread 3.23%
Operating Profit to Average Assets 1.23%
Overhead Efficiency Ratio 70.12%
Return on Assets 1.01%
Return on Equity 8.00%