B
Transcend Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Transcend Credit Union
Louisville, KY
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Rating B
Asset Quality Index 8.60
Capitalization Index 10.00
Liquidity Index 3.20
Profitability Index 7.50
Stability Index 6.30
Company Info Transcend Credit Union
Louisville, KY
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NCUA Charter Number 3902
Phone Number (502) 459-3000
Website www.transcendcu.com
Asset Quality Transcend Credit Union
Louisville, KY
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1-Year Asset Growth 5.59%
5-Year Asset Growth 3.94%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.23%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 0.91%
Non-Performing Loans to Loans 0.16%
Balance Sheet Transcend Credit Union
Louisville, KY
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Total Assets 557.24M
Total Deposits 457.02M
Capital and Reserves Transcend Credit Union
Louisville, KY
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Capital 73.12M
Leverage Ratio 13.12
Loan Loss Reserves to Loans 0.19%
Liquidity Transcend Credit Union
Louisville, KY
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Hot Money Ratio 26.72%
Liquidity Ratio 21.05%
Profitability Transcend Credit Union
Louisville, KY
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5-Year Return on Average Assets 0.62%
Net Income 4.52M
Net Interest Spread 3.27%
Operating Profit to Average Assets 1.27%
Overhead Efficiency Ratio 69.18%
Return on Assets 1.09%
Return on Equity 8.52%