| Weiss Ratings |
Bayou City Federal Credit Union
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 6.70 | |||
| Capitalization Index | 6.80 | |||
| Liquidity Index | 6.30 | |||
| Profitability Index | 2.70 | |||
| Stability Index | 3.00 | |||
| Company Info |
Bayou City Federal Credit Union
Houston, TX |
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| NCUA Charter Number | 3906 | |||
| Phone Number | (713) 704-4943 | |||
| Website | www.bcfcu.com | |||
| Asset Quality |
Bayou City Federal Credit Union
Houston, TX |
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| 1-Year Asset Growth | -5.86% | |||
| 5-Year Asset Growth | 1.42% | |||
| 5-Year Charge-Offs to Average Loans | 0.49% | |||
| Charge-Offs to Average Loans | 0.43% | |||
| Non-Performing Assets to Assets | 0.52% | |||
| Non-Performing Loans to Capital | 5.37% | |||
| Non-Performing Loans to Loans | 0.90% | |||
| Balance Sheet |
Bayou City Federal Credit Union
Houston, TX |
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| Total Assets | 24.93M | |||
| Total Deposits | 22.47M | |||
| Capital and Reserves |
Bayou City Federal Credit Union
Houston, TX |
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| Capital | 2.31M | |||
| Leverage Ratio | 9.28 | |||
| Loan Loss Reserves to Loans | 1.32% | |||
| Liquidity |
Bayou City Federal Credit Union
Houston, TX |
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| Hot Money Ratio | 3.61% | |||
| Liquidity Ratio | 26.25% | |||
| Profitability |
Bayou City Federal Credit Union
Houston, TX |
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| 5-Year Return on Average Assets | 0.17% | |||
| Net Income | 1.00K | |||
| Net Interest Spread | 4.31% | |||
| Operating Profit to Average Assets | 0.30% | |||
| Overhead Efficiency Ratio | 94.54% | |||
| Return on Assets | 0.02% | |||
| Return on Equity | 0.17% | |||