| Weiss Ratings |
Bayou City Federal Credit Union
Houston, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 7.20 | |||
| Liquidity Index | 6.20 | |||
| Profitability Index | 3.80 | |||
| Stability Index | 3.10 | |||
| Company Info |
Bayou City Federal Credit Union
Houston, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 3906 | |||
| Phone Number | (713) 704-4943 | |||
| Website | www.bcfcu.com | |||
| Asset Quality |
Bayou City Federal Credit Union
Houston, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -5.19% | |||
| 5-Year Asset Growth | 1.42% | |||
| 5-Year Charge-Offs to Average Loans | 0.49% | |||
| Charge-Offs to Average Loans | 0.49% | |||
| Non-Performing Assets to Assets | 0.47% | |||
| Non-Performing Loans to Capital | 4.62% | |||
| Non-Performing Loans to Loans | 0.75% | |||
| Balance Sheet |
Bayou City Federal Credit Union
Houston, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 24.34M | |||
| Total Deposits | 21.87M | |||
| Capital and Reserves |
Bayou City Federal Credit Union
Houston, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 2.33M | |||
| Leverage Ratio | 9.59 | |||
| Loan Loss Reserves to Loans | 1.48% | |||
| Liquidity |
Bayou City Federal Credit Union
Houston, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 4.66% | |||
| Liquidity Ratio | 25.67% | |||
| Profitability |
Bayou City Federal Credit Union
Houston, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.17% | |||
| Net Income | 21.00K | |||
| Net Interest Spread | 4.54% | |||
| Operating Profit to Average Assets | 0.55% | |||
| Overhead Efficiency Ratio | 90.53% | |||
| Return on Assets | 0.17% | |||
| Return on Equity | 1.81% | |||