| Weiss Ratings |
Bayou City Federal Credit Union
Houston, TX |
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| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 7.50 | |||
| Liquidity Index | 6.30 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 3.10 | |||
| Company Info |
Bayou City Federal Credit Union
Houston, TX |
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| NCUA Charter Number | 3906 | |||
| Phone Number | (713) 704-4943 | |||
| Website | www.bcfcu.com | |||
| Asset Quality |
Bayou City Federal Credit Union
Houston, TX |
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| 1-Year Asset Growth | -5.28% | |||
| 5-Year Asset Growth | 1.42% | |||
| 5-Year Charge-Offs to Average Loans | 0.49% | |||
| Charge-Offs to Average Loans | 0.90% | |||
| Non-Performing Assets to Assets | 0.44% | |||
| Non-Performing Loans to Capital | 4.32% | |||
| Non-Performing Loans to Loans | 0.93% | |||
| Balance Sheet |
Bayou City Federal Credit Union
Houston, TX |
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| Total Assets | 23.98M | |||
| Total Deposits | 21.46M | |||
| Capital and Reserves |
Bayou City Federal Credit Union
Houston, TX |
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| Capital | 2.35M | |||
| Leverage Ratio | 9.79 | |||
| Loan Loss Reserves to Loans | 1.53% | |||
| Liquidity |
Bayou City Federal Credit Union
Houston, TX |
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| Hot Money Ratio | 3.07% | |||
| Liquidity Ratio | 23.69% | |||
| Profitability |
Bayou City Federal Credit Union
Houston, TX |
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| 5-Year Return on Average Assets | 0.17% | |||
| Net Income | 36.00K | |||
| Net Interest Spread | 4.73% | |||
| Operating Profit to Average Assets | 0.60% | |||
| Overhead Efficiency Ratio | 89.95% | |||
| Return on Assets | 0.20% | |||
| Return on Equity | 2.06% | |||