C
Synergy Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Synergy Federal Credit Union
San Antonio, TX
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Rating C
Asset Quality Index 9.60
Capitalization Index 10.00
Liquidity Index 2.40
Profitability Index 1.80
Stability Index 8.70
Company Info Synergy Federal Credit Union
San Antonio, TX
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NCUA Charter Number 3908
Phone Number (210) 750-8333
Website www.synergyfcu.org
Asset Quality Synergy Federal Credit Union
San Antonio, TX
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1-Year Asset Growth 0.25%
5-Year Asset Growth 3.30%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.23%
Non-Performing Loans to Capital 1.61%
Non-Performing Loans to Loans 0.29%
Balance Sheet Synergy Federal Credit Union
San Antonio, TX
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Total Assets 321.52M
Total Deposits 273.67M
Capital and Reserves Synergy Federal Credit Union
San Antonio, TX
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Capital 45.16M
Leverage Ratio 15.02
Loan Loss Reserves to Loans 0.09%
Liquidity Synergy Federal Credit Union
San Antonio, TX
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Hot Money Ratio 23.90%
Liquidity Ratio 12.21%
Profitability Synergy Federal Credit Union
San Antonio, TX
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5-Year Return on Average Assets 0.75%
Net Income 581.00K
Net Interest Spread 2.71%
Operating Profit to Average Assets 0.98%
Overhead Efficiency Ratio 69.81%
Return on Assets 0.75%
Return on Equity 5.20%