C
Synergy Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Synergy Federal Credit Union
San Antonio, TX
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Rating C
Asset Quality Index 9.70
Capitalization Index 10.00
Liquidity Index 1.50
Profitability Index 5.60
Stability Index 5.00
Company Info Synergy Federal Credit Union
San Antonio, TX
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NCUA Charter Number 3908
Phone Number (210) 750-8333
Website www.synergyfcu.org
Asset Quality Synergy Federal Credit Union
San Antonio, TX
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1-Year Asset Growth 3.00%
5-Year Asset Growth 3.30%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.15%
Non-Performing Loans to Capital 1.00%
Non-Performing Loans to Loans 0.19%
Balance Sheet Synergy Federal Credit Union
San Antonio, TX
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Total Assets 313.87M
Total Deposits 263.30M
Capital and Reserves Synergy Federal Credit Union
San Antonio, TX
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Capital 47.60M
Leverage Ratio 15.94
Loan Loss Reserves to Loans 0.11%
Liquidity Synergy Federal Credit Union
San Antonio, TX
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Hot Money Ratio 26.97%
Liquidity Ratio 7.26%
Profitability Synergy Federal Credit Union
San Antonio, TX
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5-Year Return on Average Assets 0.75%
Net Income 2.30M
Net Interest Spread 2.84%
Operating Profit to Average Assets 1.07%
Overhead Efficiency Ratio 64.07%
Return on Assets 0.98%
Return on Equity 6.70%